549 Morgan St, Orange Park, FL 32073 Property Records

Clay County property record for 549 Morgan St, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,126 sqft · built 1965
Lot Size	0.343 acres (14,984 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (May 2018)
Tax Bill	$3,137 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-019305-000-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-019305-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,126 sqft Heated Area
Gross Area	2,518 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,984 sqft (0.343 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Pool Area	720 sqft
Porch	Porch
Porch Area	392 sqft
Storage Building	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	549 MORGAN ST
City	ORANGE PARK
State	FL
Zip	32073-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	LOT 6 SAN ROBAR UNIT 2 AS RECO R 4084 PG 1298
Legal Range	26
Legal Township	04
Legal Section	41
Legal Subdivision	SAN ROBAR
Legal Lot Number	6
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1013
Census Tract	30600

Owner

549 Morgan St is owned and occupied by an individual who bought it in May 2018.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	549 MORGAN ST, ORANGE PARK, FL 32073-3904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP
May 17, 2018	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Jan 13, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	2018025240
Deed Book / Page	4084 / 1298
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	549 MORGAN ST, ORANGE PARK, FL 32073-3904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	594 MORGAN ST, ORANGE PARK, FL 32073-3905

Mortgage

Document Number	0043640411
Date	Oct 13, 2020
Book Page	4364/411
Instrument	2020053203

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 17, 2018
Property Address	549 MORGAN ST, ORANGE PARK, FL 32073-3904
Document Number	0040841298
Book / Page	4084 / 1298
Map Reference	MB76 PG23
Instrument Date	May 16, 2018
Instrument	2018025240
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	GLOBAL TITLE PROFESIONALS LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 COTTON CLOVER DR, 1505, ORANGE PARK, FL 32065-4258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 MORGAN ST, ORANGE PARK, FL 32073-3904

Mortgage

Document Number	2018025241
Date	May 17, 2018
Instrument	2018025241

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 13, 2017
Property Address	549 MORGAN ST, ORANGE PARK, FL 32073-3904
Document Number	0039341539
Book / Page	003934 / 001539
Instrument Date	Jan 11, 2017
Instrument	2085
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$770.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1505 COTTON CLOVER DR ORANGE PARK FL 320654258, ORANGE PARK, FL 32065-4258

Tax Assessment & Valuation

The 2025 property tax bill for 549 Morgan St was $3,137 with exemptions applied.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,137.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$224,725	$358,756 Land $35,000 Building $323,756
2023	$2,966.00 (+0.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$212,032 (+3%)	$339,442 (+25.5%) Land $35,000 Building $304,442
2022	$2,947.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$205,857	$270,481 Land $26,000 Building $244,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 Morgan St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	39 (2007–2017)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Morgan St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Hotwire Communications, Verizon.

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