Niagara County and Lewiston Town property record for 549 Morgan Dr, Lewiston, NY 14092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,290 sqft · built 1964 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,500 (Aug 2008) |
| Tax Bill | $7,080 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 292489 87.19-1-12 |
| Primary APN | 292489 87.19-1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,290 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| Basement Area | 784 sqft |
| Finished Basement | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 549 MORGAN DR |
|---|---|
| City | LEWISTON |
| State | NY |
| Zip | 14092-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE MANOR 410311 |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LEWISTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 24405 |
549 Morgan Dr is owned and occupied by two individuals who bought it in August 2008.
Source: Niagara County and Lewiston Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 549 MORGAN DR, LEWISTON, NY 14092-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit CNB BANK |
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit CNB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2008 · Amount on File |
| Deed Sale | Aug 6, 2008 · Amount on File |
| Prior Sale | Dec 11, 1996 · Amount on File |
| Deed Book / Page | 3445 / 253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 549 MORGAN DR, LEWISTON, NY 14092-1148 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008762 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022-18762 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Address | NIAGARA FALLS, NY 14302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 549 MORGAN DR, LEWISTON, NY 14092-1148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 549 MORGAN DR, LEWISTON, NY 14092-1148 |
| Document Number | 0000004716 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022-14716 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Address | NIAGARA FALLS, NY 14302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 549 Morgan Dr was $7,080 with a homeowner's exemption, up 2.9% from the year before.
Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lewiston Town |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,080.00 (+2.88%) Homeowner's exemption | ||
| 2025 | $6,882.00 | $155,000 Land $25,500 Building $129,500 | $387,500 Land $63,750 Building $323,750 |
| 2023 | $155,000 Land $25,500 Building $129,500 | $336,957 Land $55,435 Building $281,522 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 549 Morgan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 549 Morgan Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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