Westmoreland County property record for 549 Monroe Bay Ave, Colonial Beach, VA 22443
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 69.7 acres (3,038,310 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $617 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-120 |
| Primary APN | 6-120 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,038,310 sqft (69.7 acres) |
|---|
| Account Number | 17828 |
|---|---|
| Old Parcel Number | 6-120 |
| Street Address | 549 MONROE BAY AVE |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-2634 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | RS |
| Legal Description | CURLEY ESTATE 69.75ACDB 830 PG 931 |
| Legal Subdivision | CURLEY ESTATE |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 10401 |
Source: Westmoreland County records, as of January 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2288 STONEY KNL, COLONIAL BEACH, VA 22443-6000 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Construction Mortgage COLONIAL FARM CREDIT, ACA |
| Sep 7, 2017 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 7, 2017 |
| Transfer Doc | 0000899237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | May 28, 2026 |
| Property Address | 549 MONROE BAY AVE, COLONIAL BEACH, VA 22443-2634 |
| Document Number | 1003001984 |
| Book / Page | 1003 / 1984 |
| Instrument Date | May 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 171 |
| Document Number | 1003001984, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 1003/1984 |
| Name | COLONIAL FARM CREDIT, ACA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 136 Months |
| Due | Sep 1, 2037 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Sep 7, 2017 |
| Property Address | 549 MONROE BAY AVE, COLONIAL BEACH, VA 22443-2634 |
| Document Number | 0000899237 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 899237 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2288 STONEY KNL, COLONIAL BEACH, VA 22443-6000 |
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $617.00 (-41.63%) | $170,600 (-) Land $170,600 | $170,600 (-) Land $170,600 |
| 2023 | $1,057.00 | $170,600 Land $170,600 | $170,600 Land $170,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE BAY TRAILER PARK private · serves 130 people · EPA ID VA4193650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
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