549 Lumpkin St, Cuthbert, GA 39840 Property Records

Randolph County property record for 549 Lumpkin St, Cuthbert, GA 39840

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,152 sqft · built 1937
Lot Size1.37 acres (59,677 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Mar 2020)
Tax Bill$3,163 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNCU19 005

Property Details

APN / Parcel Number

Primary APNCU19 005
Alternative APN
  • 3524

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,152 sqft Heated Area
1st Floor Area2,152 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1985
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialTile
Lot Area59,677 sqft (1.37 acres)
Lot Dimensions570 ft deep x 105 ft wide
Garage TypeDetached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
Canopy576 sqft
Utility Building42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3524
Street Address549 LUMPKIN ST
CityCUTHBERT
StateGA
Zip39840-8015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal Description2020 VV12-529 LUMPKIN STREET LL193 LD9
JurisdictionRANDOLPH GA
Township / Civil DivisionCUTHBERT
Census Block Group4
Census Block4043
Census Tract790200

Owner

Source: Randolph County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address549 LUMPKIN ST, CUTHBERT, GA 39840-8015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE
Mar 12, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Prior SaleJan 1, 2013 · Amount on Record
Deed Document Number202084
Deed Book / PageVV12 / 529
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH GA
Property Address549 LUMPKIN ST, CUTHBERT, GA 39840-8015
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 LUMPKIN ST, CUTHBERT, GA 39840-8015

Mortgage

Document Number000000RR13/0000000781
DateMar 12, 2026
Book Page000000RR13/0000000781
Lender
NameROCKET MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH GA
Property Address549 LUMPKIN ST, CUTHBERT, GA 39840-8015
Transaction TypeMortgage
Record UpdatedJan 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 LUMPKIN ST, CUTHBERT, GA 39840-8015

Mortgage

Document Number000000EE13/0000000067
DateDec 10, 2021
Book Page000000EE13/0000000067
Lender
NameROCKET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueJan 1, 2033

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANDOLPH GA
Recording DateMar 12, 2020
Property Address549 LUMPKIN ST, CUTHBERT, GA 39840-8015
Document Number00VV12/529
Book / PageVV12 / 529
Instrument DateMar 12, 2020
Instrument2020-000084
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 LUMPKIN ST, CUTHBERT, GA 39840-8015

Mortgage

Document Number000000VV12/0000000532
DateMar 12, 2020
Book Page000000VV12/0000000532
Lender
NameQUICKEN LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2035

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityCuthbert City
CountyRandolph County
Unified School DistrictRandolph County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,163.00 (+14.31%) Homeowner's exemption$65,324 (+7.67%) Land $6,560 Building $58,764$163,310 (+7.67%) Land $16,400 Building $146,910
2023$2,767.00 Homeowner's exemption$60,668 Land $5,960 Building $54,708$151,670 Land $14,900 Building $136,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUTHBERT
serves 2,835 people · EPA ID GA2430000
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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