Lake County property record for 549 Keys Blvd, Clearlake Oaks, CA 95423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1976 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jun 2021) |
| Tax Bill | $3,307 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Sep 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 035-821-020-000 |
| Primary APN | 035-821-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Steel Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 035-821-02 |
|---|---|
| Street Address | 549 KEYS BLVD |
| City | CLEARLAKE OAKS |
| State | CA |
| Zip | 95423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | CLEAR LAKE KEYS #6 |
| Legal Block | 1 |
| Legal Lot Number | 622 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 601 |
549 Keys Blvd is owned by an individual who bought it in June 2021.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8895 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8751 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Grant Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC |
| Sep 5, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on File |
| Deed Sale | Jun 24, 2021 · Amount on File |
| Prior Sale | Oct 14, 2016 · Amount on File |
| Deed Document Number | 202110690 |
| Prior Transfer Date | Aug 15, 2012 |
| Prior Transfer Doc | 0000014065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Jun 24, 2021 |
| Property Address | 549 KEYS BLVD, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000010690 |
| Map Reference | MB 9 PG 52-54 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021010690 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 KEYS BLVD, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000010691 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021010691 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Number | 0000010692 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021010692 |
| Name | ROSEBUD ECONOMIC DEVELOPMENT CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ADDISON, TX 75001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jul 1, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Sep 5, 2019 |
| Property Address | 549 KEYS BLVD, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000010971 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 10971 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7804 RICHARD DR #106 LUCERNE CA 954588513, 106, LUCERNE, CA 95458-8513 |
The 2026 property tax bill for 549 Keys Blvd was $3,307, up 2.4% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,307.00 (+2.35%) | $287,057 (+2%) Land $44,161 Building $242,896 |
| 2025 | $3,231.00 | $281,430 Land $43,296 Building $238,134 |
| 2023 | $3,163.00 (+5.08%) | $270,504 Land $41,616 Building $228,888 |
| 2022 | $3,010.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 549 Keys Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,331.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 91 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Most Recent Claim | Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 549 Keys Blvd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARLAKE OAKS COUNTY WATER DISTRICT serves 2,359 people · EPA ID CA1710001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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