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549 Ithaca Rd, Spencer, NY 14883 Property Records

Tioga County and Spencer Town property record for 549 Ithaca Rd, Spencer, NY 14883 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,387 sqft · built 1840
Lot Size9.89 acres (430,808 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Dec 2019)
Tax Bill$4,193 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN493489 46.00-1-18.1

Property Details

APN / Parcel Number

Primary APN493489 46.00-1-18.1
Alternative APNs
  • 49348904600000010180000000
  • 00000000990

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,387 sqft Living Area
1st Floor Area887 sqft
Upper Floors Area500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialWood
Lot Area430,808 sqft (9.89 acres)
Garage TypeAttached
Garage Area357 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000000990
Street Address549 ITHACA RD
CitySPENCER
StateNY
Zip14883-9735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOIL & GAS LEASE 04-19-00
Legal Block1
Legal Lot Number18.001
JurisdictionTIOGA NY
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1019
Census Tract20701

Owner

Source: Tioga County and Spencer Town records · APN 493489 46.00-1-18.1

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address549 ITHACA RD, SPENCER, NY 14883-9735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2019 · Amount on Record
Deed SaleDec 10, 2019 · Amount on Record
Deed Document Number20194949
Record UpdatedJun 08, 2026

December 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionTIOGA NY
Recording DateDec 10, 2019
Property Address549 ITHACA RD, SPENCER, NY 14883-9735
Document Number19000004949
Instrument DateNov 29, 2019
Instrument190-00004949
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 566, SPENCER, NY 14883-0566

Mortgage

Document Number19000004950
DateDec 10, 2019
Instrument190-00004950
Lender
NameTIOGA STATE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.63%
Type Change DateJan 01, 2035
Max Rate At Change1.75%
Index10-Year CMTI

Mortgage

Document Number19000004949
DateDec 10, 2019
Instrument190-00004949
Lender
NameTIOGA STATE BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueJan 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.63%
Type Change DateJan 01, 2035
Index10-Year CMTI

Tax Assessment & Valuation

Source: Tioga County and Spencer Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionSpencer Town
Unified School DistrictSpencer-Van Etten Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,193.00$119,000 (-) Land $42,200 Building $76,800$170,000 (+22.86%) Land $60,286 Building $109,714
2023$119,000 Land $42,200 Building $76,800$138,372 Land $49,070 Building $89,302

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tioga County (36107C), updated October 31, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361070207011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims6 (1981–2021)
Most Recent ClaimAug 2021, rainfall accumulation, Remnants Of Tropical Storm Fred

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Haefele TVFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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