Lane County property record for 549 Hemlock St, Florence, OR 97439 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 929 sqft · built 1940 |
| Lot Size | 0.155 acres (6,760 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $115,000 (Nov 2003) |
| Tax Bill | $1,630 (2025) |
| Deeds & Mortgages | Dec 2024 Reverse Mortgage Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-27-43-09200-000 |
| Primary APN | 18-12-27-43-09200-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 929 sqft Living Area |
| Gross Area | 1,249 sqft |
| 1st Floor Area | 929 sqft |
| Attic | Attic |
| Attic Area | 320 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,760 sqft (0.155 acres) |
| Lot Dimensions | 130 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Driveway | Driveway |
| Driveway Area | 224 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 224 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Account Number | 0799732 |
|---|---|
| Street Address | 549 HEMLOCK ST |
| City | FLORENCE |
| State | OR |
| Zip | 97439-9328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TL 09200 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 27 |
| Legal Subdivision | AMENDED PLAT OF CHICAGO ADDITION |
| Legal Lot Number | 9200 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 705 |
Source: Lane County records · APN 18-12-27-43-09200-000
Assessment roll updated November 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 549 HEMLOCK ST, FLORENCE, OR 97439-9328 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 16, 2024 | Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Mar 16, 2023 | Intrafamily Transfer, Transfer CASCADE TITLE COMPANY, CASCADE TITLE CO |
| May 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2003 · Amount on Record |
| Deed Sale | Nov 17, 2003 · Amount on Record |
| Prior Sale | Oct 28, 1998 · Amount on Record |
| Deed Document Number | 2003111606 |
| Last Transfer Date | Nov 22, 2024 |
| Transfer Doc | 0000036354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Dec 16, 2024 |
| Property Address | 549 HEMLOCK ST, FLORENCE, OR 97439-9328 |
| Document Number | 0000036354 |
| Map Reference | MB 25 PG 552&553 |
| Instrument Date | Nov 22, 2024 |
| Instrument | 2024-036354 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | ALLEGIANT REVERSE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 HEMLOCK ST, FLORENCE, OR 97439-9328 |
| Document Number | 0000036355 |
|---|---|
| Date | Dec 16, 2024 |
| Instrument | 2024-036355 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 847 Months |
| Due | Jul 19, 2095 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Mar 16, 2023 |
| Property Address | 549 HEMLOCK ST, FLORENCE, OR 97439-9328 |
| Document Number | 0000006781 |
| Map Reference | MB 25 PG 552&553 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 2023-006781 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | CASCADE TITLE COMPANY, CASCADE TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 HEMLOCK ST, FLORENCE, OR 97439-9328 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 549 HEMLOCK ST, FLORENCE, OR 97439-9328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000020611 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 2019-020611 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, OR 97439 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 22, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Florence City |
| Unified School District | Siuslaw School District 97J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,630.00 (+5.91%) | $119,504 (+6.09%) | $288,020 (+4%) Land $72,664 Building $215,356 |
| 2023 | $1,539.00 (+4.2%) | $112,645 (+3%) | $276,946 (+7.14%) Land $62,681 Building $214,265 |
| 2022 | $1,477.00 | $109,365 | $258,501 Land $60,376 Building $198,125 |
Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390007051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 20 individual NFIP policies nearby |
| Nearby Flood Policies | 58 units insured 38 under condo master policies |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 376 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Concept Communications | Fiber | 10,000 / 10,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
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