549 Hayes Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 549 Hayes Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1967
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Oct 1999)
Tax Bill	$125 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059 107`

Property Details

APN / Parcel Number

Primary APN	`059 107`
Alternative APN	`295400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,100 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	231 sqft
Utility Building	66 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	295400
Street Address	549 HAYES RD
City	TOCCOA
State	GA
Zip	30577-8212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HAYES RD
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	3
Census Block	3016
Census Tract	970202

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	549 HAYES RD, TOCCOA, GA 30577-8212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTH GEORGIA CREDIT UNION
Jul 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTH GEORGIA CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 1999 · Amount on Record
Deed Sale	Oct 28, 1999 · Amount on Record
Deed Document Number	0000454490
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	549 HAYES RD, TOCCOA, GA 30577-8212
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 HAYES RD, TOCCOA, GA 30577-8212

Mortgage

Document Number	0013370000000205
Date	Jul 25, 2023
Book Page	0000001337/0000000205
Instrument	001040

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2028

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	549 HAYES RD, TOCCOA, GA 30577-8212
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 HAYES RD, TOCCOA, GA 30577-8212

Mortgage

Document Number	0013370000000216
Date	Jul 26, 2023
Book Page	0000001337/0000000216
Instrument	001042

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$125.00 Homeowner's exemption Senior Citizen's exemption	$42,285 (+62.2%) Land $3,513 Building $38,772	$105,713 (+62.21%) Land $8,782 Building $96,931
2023	Homeowner's exemption	$26,069 Land $3,513 Building $22,556	$65,172 Land $8,782 Building $56,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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