Winchester City property record for 549 Fox Dr, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,225 sqft · built 1961 |
| Lot Size | 0.323 acres (14,061 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,765 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Feb 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-03-55 |
| Primary APN | 131-03-55 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| Basement Area | 1,225 sqft |
| Finished Basement | 506 sqft |
| Unfinished Basement | 719 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,061 sqft (0.323 acres) |
| Lot Dimensions | 149 ft deep x 94 ft wide |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 1 Parking Space |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3208 |
|---|---|
| Street Address | 549 FOX DR |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Description | WALKER MCC BOND SD S-2 L-55 W S 549 FOX DRIVE |
| Legal Subdivision | WALKER MCC BOND |
| Legal Lot Number | 55 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 201 |
Source: Winchester City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 549 FOX DR, WINCHESTER, VA 22601-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Feb 14, 2024 | Gift Deed, Transfer |
| Aug 31, 2023 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Dec 28, 2021 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Jul 23, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 15, 2018 | Deed of Trust, Mortgage · VA Mortgage APEX HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2025 |
| Deed Sale | Feb 6, 2025 |
| Prior Sale | Jan 14, 2015 · Amount on Record |
| Deed Document Number | 2025236 |
| Prior Transfer Date | Feb 13, 2024 |
| Prior Transfer Doc | 0000000260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Oct 7, 2026 |
| Property Address | 549 FOX DR, WINCHESTER, VA 22601-2921 |
| Document Number | 0000002137 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 20262137 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 549 FOX DR, WINCHESTER, VA 22601-2921 |
| Document Number | 0000002137, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 20262137 |
| Name | WINTRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Feb 14, 2024 |
| Property Address | 549 FOX DR, WINCHESTER, VA 22601-2921 |
| Document Number | 0240000260 |
| Map Reference | MB 256 PG 402 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 240000260 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 549 FOX DR, WINCHESTER, VA 22601-2921 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 549 FOX DR, WINCHESTER, VA 22601-2921 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230001521 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 230001521 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 549 FOX DR, WINCHESTER, VA 22601-2921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 549 FOX DR, WINCHESTER, VA 22601-2921 |
| Document Number | 0210004139 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 210004139 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | RESTON, VA 20191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 549 FOX DR, WINCHESTER, VA 22601-2921 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 200001846 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 200001846 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 549 FOX DR, WINCHESTER, VA 22601-2921 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 180000599 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 180000599 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20852 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,765.00 | $347,800 (+12.48%) Land $80,000 Building $267,800 | |
| 2025 | $2,765.00 (+7.76%) | $347,800 (+12.48%) Land $80,000 Building $267,800 | |
| 2023 | $2,566.00 (+20.13%) | $309,200 Land $80,000 Building $229,200 | $309,200 Land $80,000 Building $229,200 |
| 2022 | $2,136.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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