549 E Washington Ave, Hayden, CO 81639 Property Records

Routt County property record for 549 E Washington Ave, Hayden, CO 81639

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,404 sqft · built 2000
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$435,350 (Feb 2026)
Tax Bill	$3,710 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R8164560`

Property Details

APN / Parcel Number

Primary APN	`R8164560`
Alternative APN	`101107001`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2003
Architectural Style	Modular
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R8164560
Street Address	549 E WASHINGTON AVE
City	HAYDEN
State	CO
Zip	81639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHD - RES
Legal Description	LOTS 1 & 2 BLK 7, ADAIR ADDITION TO HAYDEN
Legal Range	88
Legal Township	06
Legal Section	10
Legal Subdivision	ADAIR ADD
Legal Block	7
Legal Lot Number	1
Jurisdiction	ROUTT CO
Township / Civil Division	HAYDEN
Census Block Group	2
Census Block	2005
Census Tract	200

Owner

549 E Washington Ave is owned and occupied by two individuals who bought it in February 2026.

Source: Routt County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	549 E WASHINGTON AVE, HAYDEN, CO 81639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit YAMPA VALLEY BANK
Jul 29, 2015	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY LLC
Jun 27, 2025	Deed of Trust, Mortgage · Commercial Mortgage JOHN G RAFTOPOULOS
Feb 6, 2026	Special Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 26, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on File
Deed Sale	Feb 6, 2026 · Amount on File
Prior Sale	Oct 26, 2017 · Amount on File
Deed Document Number	2026866498
Prior Transfer Date	Aug 10, 2007
Prior Transfer Doc	0000662554
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	549 E WASHINGTON AVE, HAYDEN, CO 81639
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000818745
Date	Dec 30, 2020
Instrument	818745

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	549 E WASHINGTON AVE, HAYDEN, CO 81639
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 E WASHINGTON AVE, HAYDEN, CO 81639

Mortgage

Document Number	0000848982
Date	Oct 16, 2023
Instrument	848982

Lender

Name	YAMPA VALLEY BANK
Type	Bank
Address	STEAMBOAT SPRINGS, CO 80477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 11, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	549 E WASHINGTON AVE, HAYDEN, CO 81639
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000760371
Date	Jul 29, 2015
Instrument	760371

Lender

Name	BAY EQUITY LLC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2045

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	549 E WASHINGTON AVE, HAYDEN, CO 81639
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 WASHINGTON ST, CRAIG, CO 81625
Investor	Possibly a Property Investor

Mortgage

Document Number	0000861599
Date	Jun 27, 2025
Instrument	861599

Lender

Name	JOHN G RAFTOPOULOS
Type	Private Party
Address	322 HEARTHSTONE CT, GRAND JUNCTION, CO 81507

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 16, 2028

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Feb 6, 2026
Property Address	549 E WASHINGTON AVE, HAYDEN, CO 81639
Document Number	0000866498
Instrument Date	Feb 4, 2026
Instrument	866498
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	549 E WASHINGTON AVE, HAYDEN, CO 81639

Mortgage

Document Number	0000866499
Date	Feb 6, 2026
Instrument	866499

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Oct 26, 2017
Property Address	549 E WASHINGTON AVE, HAYDEN, CO 81639
Document Number	0000784523
Instrument Date	Oct 24, 2017
Instrument	784523
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740 ACRE LN # 10, 10, STEAMBOAT SPRINGS, CO 80487-5060

Mortgage

Document Number	0000784524
Date	Oct 26, 2017
Instrument	784524

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 549 E Washington Ave was $3,710, up 26.1% from the year before.

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Municipality	Hayden Town
Unified School District	Hayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,710.00 (+26.06%)	$36,110 (+38.35%) Land $4,940 Building $31,170	$512,130 (+31.47%) Land $70,000 Building $442,130
2024	$2,943.00 (+0.86%)	$26,100 (-) Land $3,520 Building $22,580	$389,540 (-) Land $52,580 Building $336,960
2023	$2,918.00 (+15.89%)	$26,100 (+22.02%) Land $3,520 Building $22,580	$389,540 (+26.55%) Land $52,580 Building $336,960
2022	$2,518.00	$21,390 Land $2,570 Building $18,820	$307,820 Land $37,000 Building $270,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 549 E Washington Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 E Washington Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAYDEN serves 3,982 people · EPA ID CO0154333
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Washington Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures