549 E Prospect St, Girard, OH 44420 Property Records

Trumbull County property record for 549 E Prospect St, Girard, OH 44420

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,136 sqft · built 1918
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$15,000 (Apr 2015)
Tax Bill$1,053 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-418401

Property Details

APN / Parcel Number

Primary APN14-418401

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,136 sqft Living Area
1st Floor Area1,152 sqft
Upper Floors Area560 sqft
Basement Area560 sqft
Unfinished Basement560 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions140 ft deep x 37 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area197 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address549 E PROSPECT ST
CityGIRARD
StateOH
Zip44420-2247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22 37.4F PROSPECT HTS PROSPECT ST
Legal SubdivisionPROSPECT HEIGHTS ALLOT
Legal Lot Number22
JurisdictionTRUMBULL OH
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1002
Census Tract932200

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address549 E PROSPECT ST, GIRARD, OH 44420-2247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2015 · Amount on Record
Deed SaleApr 8, 2015 · Amount on Record
Prior SaleJan 1, 1990
Deed Document Number20156049
Prior Transfer DateSep 29, 2014
Prior Transfer Doc0000019725
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address549 E PROSPECT ST, GIRARD, OH 44420-2247
Transaction TypeMortgage
Record UpdatedSep 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013901
DateJul 29, 2020
Instrument202007290013901
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressYOUNGSTOWN, OH 44505
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJul 28, 2030

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionLiberty Township
MunicipalityGirard City
Unified School DistrictGirard City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,053.00$25,100 (-) Land $2,590 Building $22,510
2024$1,053.00 (+0.77%)$25,100 (-) Land $2,590 Building $22,510
2023$1,045.00 (+21.79%)$25,100 (+52.86%) Land $2,590 Building $22,510$71,700 (+52.88%) Land $7,400 Building $64,300
2022$858.00$16,420 Land $2,590 Building $13,830
2020$46,900 Land $7,400 Building $39,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD CITY
serves 13,263 people · EPA ID OH7801103
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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Nearby Streets

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