549 E Empire St, San Jose, CA 95112 Property Records

Santa Clara County property record for 549 E Empire St, San Jose, CA 95112

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 1.5 ba · 1,116 sqft · built 1904
Lot Size	0.133 acres (5,796 sqft)
Owner	Company Name on Record
Tax Bill	$4,059 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`249-32-044`

Property Details

APN / Parcel Number

Primary APN	`249-32-044`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,020 sqft
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,796 sqft (0.133 acres)
Lot Dimensions	138 ft deep x 42 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	549 E EMPIRE ST
City	SAN JOSE
State	CA
Zip	95112-3309
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	LOT 37
Legal Subdivision	SANDERSONS GARDEN
Legal Lot Number	37
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2008
Census Tract	501102

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	549 E EMPIRE ST, SAN JOSE, CA 95112-3309
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Oct 22, 2020	Affidavit of Death, Transfer TIMIOS TITLE INC
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 8, 1995
Transfer Doc	0013130802
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	549 E EMPIRE ST, SAN JOSE, CA 95112-3309
Document Number	0024666526
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 E EMPIRE ST SAN JOSE CA 951123309, SAN JOSE, CA 95112-3309

Mortgage

Document Number	0024666526
Date	Oct 22, 2020
Instrument	24666526

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVENUE 3RD & 7TH F, ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	3%

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 22, 2020
Property Address	549 E EMPIRE ST, SAN JOSE, CA 95112-3309
Document Number	0024666525
Instrument Date	Oct 2, 2020
Instrument	24666525
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	TIMIOS TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 E EMPIRE ST SAN JOSE CA 951123391, SAN JOSE, CA 95112-3391

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	549 E EMPIRE ST, SAN JOSE, CA 95112-3309
Document Number	0024666527
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	549 E EMPIRE ST SAN JOSE CA 951123309, SAN JOSE, CA 95112-3309

Mortgage

Document Number	0024666527
Date	Oct 22, 2020
Instrument	24666527

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$139,520 (+2%) Land $46,631 Building $92,889
2025	$4,059.00 (+5.84%)	$136,785 (+4.04%) Land $45,717 Building $91,068
2023	$3,835.00 (+1.29%)	$131,476 Land $43,943 Building $87,533
2022	$3,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless · Fiber in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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