549 Donna Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 549 Donna Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,253 sqft · built 1989
Lot Size	2.91 acres (126,760 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (May 2022)
Tax Bill	$1,284 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0027A008000`

Property Details

APN / Parcel Number

Primary APN	`0027A008000`
Alternative APNs	`0027A008` `15125`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,253 sqft Heated Area
1st Floor Area	1,391 sqft
2nd Floor Area	1,391 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	126,760 sqft (2.91 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Enclosed Porch
Porch Area	400 sqft
Deck Area	140 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15125
Old Parcel Number	0027A008000
Street Address	549 DONNA LN
City	RINGGOLD
State	GA
Zip	30736-7464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 52 HERITAGE ESTATES ADD 2
Legal Subdivision	HERITAGE ESTATES
Legal Lot Number	52
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1002
Census Tract	30303

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	549 DONNA LN, RINGGOLD, GA 30736-7464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 11, 2020	Warranty Deed, Transfer · VA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	0002224383
Deed Book / Page	2224 / 383
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 31, 2022
Property Address	549 DONNA LN, RINGGOLD, GA 30736-7464
Document Number	0022240383
Book / Page	2224 / 383
Instrument Date	May 31, 2022
Instrument	2022-001258
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 DONNA LN, RINGGOLD, GA 30736-7464

Mortgage

Document Number	0022240000000386
Date	Jun 1, 2022
Book Page	0000002224/0000000386
Instrument	004635

Lender

Name	DIRECT MORTGAGE LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	549 DONNA LN, RINGGOLD, GA 30736-7464
Document Number	0021290505
Instrument Date	Apr 6, 2021
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 DONNA LN RINGGOLD GA 307367464, RINGGOLD, GA 30736-7464

Mortgage

Document Number	0021290505
Date	Apr 14, 2021
Book Page	002129/000505

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 11, 2020
Property Address	549 DONNA LN, RINGGOLD, GA 30736-7464
Document Number	0020510211
Book / Page	002051 / 000211
Instrument Date	May 4, 2020
Instrument	3469
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 DONNA LN RINGGOLD GA 307367464, RINGGOLD, GA 30736-7464

Mortgage

Document Number	20510213
Date	May 11, 2020
Book Page	002051/000213
Instrument	3470

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,284.00 (-73.2%) Homeowner's exemption Senior Citizen's exemption	$295,725 (+35.17%) Land $46,560 Building $249,165	$739,313 (+35.17%) Land $116,400 Building $622,913
2023	$4,791.00 (+26.48%)	$218,780 Land $29,100 Building $189,680	$546,950 Land $72,750 Building $474,200
2022	$3,788.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Aug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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