549 Cypress Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 549 Cypress Dr, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	2,316 sqft · built 1999
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Dec 2017)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
APN	`2-050 012 00028`

Property Details

APN / Parcel Number

Primary APN	`2-050 012 00028`

Interior

Building Area	2,316 sqft Living Area

Exterior

Year Built	Built 1999
Lot Area	14,810 sqft (0.339 acres)

Location & Zoning

Street Address	549 CYPRESS DR
City	LULING
State	LA
Zip	70070-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 28, SQ. 12, WILLOWRIDGE EST., PHASE V-B
Legal Subdivision	WILLOWRIDGE ESTATES - IV, V, P
Legal Phase	V-B
Legal Block	12
Legal Lot Number	28
Jurisdiction	ST CHARLES LA
Township / Civil Division	2
Census Block Group	4
Census Block	4017
Census Tract	63100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	549 CYPRESS DR, LULING, LA 70070-3247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Jun 12, 2013 · Amount on Record
Deed Document Number	429304
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	549 CYPRESS DR, LULING, LA 70070-3247
Document Number	0017470738
Book / Page	001747 / 000738
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 CYPRESS DR LULING LA 700703247, LULING, LA 70070-3247

Mortgage

Document Number	0017470738
Date	Dec 27, 2017
Book Page	001747/000738
Instrument	429305

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,659.00 (-1.52%) Homeowner's exemption	$33,810 (-) Land $10,340 Building $23,470	$338,100 (-) Land $103,400 Building $234,700
2024	$2,700.00 (+6.09%) Homeowner's exemption	$33,810 (+11.59%) Land $10,340 Building $23,470	$338,100 (+11.59%) Land $103,400 Building $234,700
2023	$2,545.00 (+1,451.83%) Homeowner's exemption	$30,298 (+240.12%) Land $7,900 Building $22,398	$302,980 (+240.12%) Land $79,000 Building $223,980
2022	$164.00 Homeowner's exemption	$8,908 Land $7,900 Building $1,008	$89,080 Land $79,000 Building $10,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 757 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	757 in force
Nearby Flood Claims	115 (1980–2025)
Claims Outside the SFHA	5 of 115
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 12 claims Hurricane Katrina, Aug 2005 · 45 claims Severe Storms And Flooding, May 1995 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35