549 Croyden Ln, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 549 Croyden Ln, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1979
Lot Size	0.106 acres (4,600 sqft)
Owner	Company Name on File
Last Sale	$680,000 (Oct 2012)
Tax Bill	$9,176 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-084-010`

Property Details

APN / Parcel Number

Primary APN	`022-084-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	4,600 sqft (0.106 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	549 CROYDEN LN
City	CAMBRIA
State	CA
Zip	93428-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES U 1 BL 18 LTS 23 & 24
Legal Subdivision	CAMBRIA PINES
Legal Block	18
Legal Lot Number	23,24
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1051
Census Tract	10404

Owner

549 Croyden Ln is owned by a company that acquired it in January 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	549 CROYDEN LN, CAMBRIA, CA 93428-2407
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Intrafamily Transfer, Transfer AMROCK
May 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2012 · Amount on File
Deed Sale	Oct 23, 2012 · Amount on File
Prior Sale	Dec 10, 2010 · Amount on File
Deed Document Number	201260939
Last Transfer Date	Jan 19, 2021
Transfer Doc	0000034083
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 6, 2021
Property Address	549 CROYDEN LN, CAMBRIA, CA 93428-2407
Document Number	0000034085
Map Reference	MB 3 PG 106
Instrument Date	Jan 19, 2021
Instrument	2021034085
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21546 S VALENTINE AVE, RIVERDALE, CA 93656-9312

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 6, 2021
Property Address	549 CROYDEN LN, CAMBRIA, CA 93428-2407
Document Number	0000034083
Map Reference	MB 3 PG 106
Instrument Date	Jan 19, 2021
Instrument	2021034083
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21546 S VALENTINE AVE, RIVERDALE, CA 93656-9312

Mortgage

Document Number	0000034084
Date	May 6, 2021
Instrument	2021034084

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 549 Croyden Ln was $9,176.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$854,106 (+2%) Land $565,220 Building $288,886
2025	$9,176.00	$837,360 Land $554,138 Building $283,222
2023	$8,818.00 (+1.99%)	$804,846 Land $532,621 Building $272,225
2022	$8,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 549 Croyden Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Croyden Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi, Verizon.

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