Ramsey County property record for 549 Cottage Ave E, Saint Paul, MN 55130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,057 sqft · built 1967 |
| Lot Size | 0.385 acres (16,764 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,040 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-29-22-31-0068 |
| Primary APN | 20-29-22-31-0068 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,057 sqft Living Area |
| 1st Floor Area | 1,057 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Lot Area | 16,764 sqft (0.385 acres) |
| Lot Dimensions | 254 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 94104 |
|---|---|
| Street Address | 549 COTTAGE AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55130-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB OFE1/2OFSW1/4OFSEC20T29R22 EX N 119 FT OF E 33 FT THE W 66 FT OF ...PART N OF COTTAGE AVE OF LOT 2 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 20 |
| Legal Subdivision | SUB OFE1/2OFSW1/4OFSEC20T29R22 |
| Legal Lot Number | 2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30601 |
Source: Ramsey County assessment roll, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 549 COTTAGE AVE E, SAINT PAUL, MN 55130-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,700 (+6.2%) Land $42,000 Building $264,700 | $306,700 (+6.2%) Land $42,000 Building $264,700 | |
| 2025 | $5,040.00 (+2.77%) | ||
| 2023 | $4,904.00 Homeowner's exemption | $288,800 Land $43,800 Building $245,000 | $288,800 Land $43,800 Building $245,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: LTD Broadband, T-Mobile USA.
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