Greene County property record for 549 Conard Dr, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1958 |
| Lot Size | 0.179 acres (7,808 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $104,900 (Oct 2019) |
| Tax Bill | $1,657 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M401026204 |
| Primary APN | M401026204 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,808 sqft (0.179 acres) |
| Lot Width | 67 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 549 CONARD DR |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-2652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAYNE 6 ALL LOT 1410 549 CONARD DR |
| Legal Subdivision | LAYNE 6 |
| Legal Lot Number | 1410 |
| Jurisdiction | GREENE OH |
| Township / Civil Division | XENIA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 240200 |
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 549 CONARD DR, XENIA, OH 45385-2652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 25, 2019 | Warranty Deed, Transfer · FHA Mortgage WESBANCO BANK INC |
| Jun 5, 2017 | Warranty Deed, Transfer CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2019 · Amount on Record |
| Deed Sale | Oct 25, 2019 · Amount on Record |
| Prior Sale | Jun 5, 2017 · Amount on Record |
| Deed Document Number | 201917691 |
| Last Transfer Date | Dec 17, 2024 |
| Transfer Doc | 0000000512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 549 CONARD DR, XENIA, OH 45385-2652 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029202 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021029202 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Oct 25, 2019 |
| Property Address | 549 CONARD DR, XENIA, OH 45385-2652 |
| Document Number | 0000017691 |
| Map Reference | MB 7 PG 14-17 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 2019017691 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 CONARD DR, XENIA, OH 45385-2652 |
| Document Number | 0000017692 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | 2019017692 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENE OH |
| Recording Date | Jun 5, 2017 |
| Property Address | 549 CONARD DR, XENIA, OH 45385-2652 |
| Document Number | 0000008861 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 8861 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | FIRST OHIO TITLE INSURANCE, FIRST OHIO TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $119.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 CONARD DR XENIA OH 453852652, XENIA, OH 45385-2652 |
| Document Number | 8862 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 8862 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 4, 2047 |
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| Municipality | Xenia City |
| Unified School District | Xenia Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,657.00 (-4.55%) | $41,650 (-) Land $9,990 Building $31,660 | |
| 2024 | $1,736.00 (-1.81%) | $41,650 (-) Land $9,990 Building $31,660 | |
| 2023 | $1,768.00 (+23.12%) | $41,650 (+43.72%) Land $9,990 Building $31,660 | $119,010 (+43.75%) Land $28,540 Building $90,470 |
| 2022 | $1,436.00 | $28,980 Land $7,140 Building $21,840 | |
| 2020 | $82,790 Land $20,390 Building $62,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA CITY PWS serves 29,000 people · EPA ID OH2902812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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