549 Clark Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 549 Clark Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,980 sqft · built 1989
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Aug 2025)
Tax Bill	$12,482 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`50-00173-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`50-00173-0000-00015`
Alternative APN	`500017300015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	1,356 sqft
Upper Floors Area	850 sqft
Basement Area	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	549 CLARK AVE
City	UNION BEACH
State	NJ
Zip	07735-3333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Subdivision	LORILLARD BEACH
Legal Block	173
Legal Lot Number	15
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	5
Census Block	5015
Census Tract	801800

Owner

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 CLARK AVE, UNION BEACH, NJ 07735-3333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 18, 2017	Grant Deed, Transfer · Conventional Mortgage FAMILY FIRST FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Mar 27, 2003 · Amount on Record
Deed Document Number	202567531
Deed Book / Page	9753 / 1182
Prior Transfer Date	Feb 1, 2016
Prior Transfer Doc	0000024979
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	549 CLARK AVE, UNION BEACH, NJ 07735-3333
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	REALSAFE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 CLARK AVE, UNION BEACH, NJ 07735-3333

Mortgage

Document Number	0097753466
Date	Jan 15, 2026
Book Page	9775/3466
Instrument	2026004426

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	549 CLARK AVE, UNION BEACH, NJ 07735-3333
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094894523
Date	Mar 11, 2021
Book Page	9489/4523
Instrument	2021038056

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 18, 2017
Property Address	549 CLARK AVE, UNION BEACH, NJ 07735-3333
Document Number	0000068460
Book / Page	009236 / 004772
Instrument Date	Jun 30, 2017
Instrument	68460
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 CLARK AVE UNION BEACH NJ 077353333, UNION BEACH, NJ 07735-3333

Mortgage

Document Number	68461
Date	Jul 18, 2017
Book Page	009236/004781
Instrument	68461

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,200 (+3.83%) Land $271,700 Building $332,500	$604,200 (+3.83%) Land $271,700 Building $332,500
2025	$12,482.00 (+13.24%)	$581,900 (+22.53%) Land $236,400 Building $345,500	$581,900 (+22.53%) Land $236,400 Building $345,500
2024	$11,023.00 (+17.33%)
2023		$474,900 Land $179,000 Building $295,900	$474,900 Land $179,000 Building $295,900
2022	$9,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	74 (1992–2026)
Claims Outside the SFHA	9 of 74
Most Recent Claim	Aug 2026 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 62 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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