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549 Charles St, Providence, RI 02904 Property Records

Providence City property record for 549 Charles St, Providence, RI 02904

Property Summary

Property TypeCommercial Building, Warehouse, Showroom
Details3,594 sqft · built 1978
Lot Size0.272 acres (11,850 sqft)
OwnerCompany Name on Record
Last Sale$475,000 (May 2014)
Tax Bill$19,380 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNPROV M:71 L:295

Property Details

APN / Parcel Number

Primary APNPROV M:71 L:295
Alternative APNs
  • P:0710295 L:0000
  • 33609

Interior

Stories1 Story
Building Area3,594 sqft Total Area
Gross Area3,922 sqft
1st Floor Area3,594 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,850 sqft (0.272 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number33609
Street Address549 CHARLES ST
CityPROVIDENCE
StateRI
Zip02904-2227
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning CodeC-2
Legal Lot Number295
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group3
Census Block3010
Census Tract2900

Owner

Source: Providence City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address25 MALL RD, 112, BURLINGTON, MA 01803-4134
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2014 · Amount on Record
Deed SaleMay 9, 2014 · Amount on Record
Deed Document Number201492609
Deed Book / Page10857 / 252
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address549 CHARLES ST, PROVIDENCE, RI 02904-2227
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014639-295
DateJan 29, 2026
Book Page14639/295
Instrument2026409091
Lender
NameBEACON BANK & TRUST
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$19,380.00 (+8.99%)$663,700 (+31.01%) Land $136,600 Building $527,100
2023$17,782.00 (-0.85%)$506,600 (-) Land $91,100 Building $415,500
2022$17,934.00$506,600 Land $91,100 Building $415,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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