Humphreys County property record for 549 Chambers Spring Rd, Waverly, TN 37185
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,380 sqft · built 2003 |
| Lot Size | 92.8 acres (4,044,546 sqft) |
| Owner | Company Name on Record |
| Last Sale | $482,500 (Nov 2012) |
| Tax Bill | $2,207 (2025) |
| Deeds & Mortgages | Nov 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043073 03800 |
| Primary APN | 043073 03800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Upper Floors Area | 924 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,044,546 sqft (92.8 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 1,488 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 549 CHAMBERS SPRING RD |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W99 |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 130300 |
Source: Humphreys County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 549 CHAMBERS SPRING RD, WAVERLY, TN 37185-1700 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2012 · Amount on Record |
| Deed Sale | Nov 13, 2012 · Amount on Record |
| Prior Sale | Mar 29, 2006 · Amount on Record |
| Deed Document Number | 20122822 |
| Deed Book / Page | 197 / 2520 |
| Last Transfer Date | Nov 11, 2022 |
| Transfer Doc | 0000003780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Nov 30, 2022 |
| Property Address | 549 CHAMBERS SPRING RD, WAVERLY, TN 37185-1700 |
| Document Number | 0000003780 |
| Book / Page | WD213 / 624 |
| Instrument Date | Nov 11, 2022 |
| Instrument | 22003780 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 549 CHAMBERS SPRING RD, WAVERLY, TN 37185-1700 |
| Document Number | 0000003781 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 22003781 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 973 Months |
| Due | Dec 22, 2103 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.24% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
Source: Humphreys County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Unified School District | Humphreys County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,207.00 Additional exemption filed | $119,925 (-) Land $14,200 Building $105,725 | |
| 2024 | $2,207.00 (+0.05%) Additional exemption filed | $119,925 (-) Land $14,200 Building $105,725 | |
| 2023 | $2,206.00 (+16.84%) Additional exemption filed | $119,925 (+38.4%) Land $14,200 Building $105,725 | $643,000 (+85.52%) Land $220,100 Building $422,900 |
| 2022 | $1,888.00 | $86,650 Land $12,200 Building $74,450 | $346,600 Land $48,800 Building $297,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 72 (1984–2021) |
| Claims Outside the SFHA | 9 of 72 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Meriwether Lewis Connect Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
5G and 4G LTE (outdoors only)
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