549 Center Ave, Sycamore, IL 60178 Property Records

DeKalb County property record for 549 Center Ave, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 640 sqft · built 1915
Lot Size	0.164 acres (7,153 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Dec 2023)
Tax Bill	$4,240 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-32-308-004`

Property Details

APN / Parcel Number

Primary APN	`06-32-308-004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	640 sqft Living Area
Gross Area	850 sqft
1st Floor Area	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,153 sqft (0.164 acres)
Garage Type	Detached
Garage Area	480 sqft
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0632308004
Street Address	549 CENTER AVE
City	SYCAMORE
State	IL
Zip	60178-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 - BLK 1 - WALTER H LOOMIS ADDITION
Legal Subdivision	LOOMIS ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	3
Census Block	3006
Census Tract	600

Owner

549 Center Ave is owned and occupied by an individual who bought it in December 2023.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	549 CENTER AVE, SYCAMORE, IL 60178-1706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 12, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 12, 2019	Warranty Deed, Transfer FIRST NAT'L BK/OTTAWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on File
Deed Sale	Dec 12, 2023 · Amount on File
Prior Sale	Mar 12, 2019 · Amount on File
Deed Document Number	20238803
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	549 CENTER AVE, SYCAMORE, IL 60178-1706
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 CENTER AVE, SYCAMORE, IL 60178-1706

Mortgage

Document Number	0000001684
Date	Mar 3, 2026
Instrument	2026001684

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	6.07%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Dec 12, 2023
Property Address	549 CENTER AVE, SYCAMORE, IL 60178-1706
Document Number	0000008803
Map Reference	MB C PG 13
Instrument Date	Dec 4, 2023
Instrument	2023008803
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 CENTER AVE, SYCAMORE, IL 60178-1706

Mortgage

Document Number	0000008804
Date	Dec 12, 2023
Instrument	2023008804

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate	7.75%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 12, 2019
Property Address	549 CENTER AVE, SYCAMORE, IL 60178-1706
Document Number	0000001745
Instrument Date	Mar 8, 2019
Instrument	1745
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1113 JENNY DR #G SYCAMORE IL 601789555, G, SYCAMORE, IL 60178-9555

Mortgage

Document Number	1746
Date	Mar 12, 2019
Instrument	1746

Lender

Name	FIRST NAT'L BK/OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,624 Land $12,104 Building $48,520	$181,872 Land $36,312 Building $145,560
2024	$4,240.00
2023		$52,049 (+9.03%) Land $10,392 Building $41,657	$156,147 (+9.03%) Land $31,176 Building $124,971
2022		$47,738 Land $9,531 Building $38,207	$143,214 Land $28,593 Building $114,621

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 549 Center Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Center Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: DNA Communications, Verizon.

Nearby Properties on Center Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures