Cherokee County property record for 549 Burnt Gin Rd, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,306 sqft · built 1982 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $286 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032678-23-3 |
| Primary APN | 032678-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,306 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 28,314 sqft (0.65 acres) |
| Porch | Porch |
| Old Parcel Number | 0860000029001 61477489 |
|---|---|
| Street Address | 549 BURNT GIN RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-5509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 549 BURNT GIN RD CORRECTIVE FM RONALD ETAL TO GREGORY & MELANIE THEN MELANIE THIS IS MELANIE RIO/GREGORY NOT HERE |
| Legal Tract | RD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 970601 |
549 Burnt Gin Rd is owned and occupied by an individual who acquired it in November 2009.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 549 BURNT GIN RD, GAFFNEY, SC 29340-5509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2009 |
| Deed Sale | Nov 18, 2009 |
| Prior Sale | Jun 14, 2005 |
| Deed Document Number | 05973 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 549 BURNT GIN RD, GAFFNEY, SC 29340-5509 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 549 BURNT GIN RD, GAFFNEY, SC 29340-5509 |
| Document Number | 0001902314 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 190/2314 |
| Instrument | 2025-5769 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 549 BURNT GIN RD, GAFFNEY, SC 29340-5509 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 549 BURNT GIN RD, GAFFNEY, SC 29340-5509 |
| Document Number | 0001671967 |
|---|---|
| Date | Dec 15, 2023 |
| Book Page | 167/1967 |
| Instrument | 2023-7059 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 549 Burnt Gin Rd was $286 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $286.00 Homeowner's exemption | $4,180 Land $320 Building $3,860 | $104,400 Land $8,000 Building $96,400 |
| 2023 | $242.00 Homeowner's exemption | $4,180 Land $320 Building $3,860 | $104,400 Land $8,000 Building $96,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 549 Burnt Gin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 549 Burnt Gin Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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