Jackson County property record for 549 Black Rock Ranch Rd, Sylva, NC 28779
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1991 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,000 (Jan 2022) |
| Tax Bill | $1,385 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7653-70-6206 |
| Primary APN | 7653-70-6206 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 304,920 sqft (7 acres) |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 549 BLACK ROCK RANCH RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-9514 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | BLACK ROCK RANCH RD |
| Legal Subdivision | JAMES P PANNELL NAD DORIS J PANNELL |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SYLVA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 950300 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 549 BLACK ROCK RANCH RD, SYLVA, NC 28779-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2022 · Amount on File |
| Deed Sale | Jan 3, 2022 · Amount on File |
| Deed Book / Page | 2323 / 1754 |
| Prior Transfer Date | Jul 7, 2021 |
| Prior Transfer Doc | 0023071117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 13, 2021 |
| Property Address | 549 BLACK ROCK RANCH RD, SYLVA, NC 28779-9514 |
| Document Number | 0023071117 |
| Book / Page | 2307 / 1117 |
| Map Reference | CAB 22 SL 58 |
| Instrument Date | Jul 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 BLACK ROCK RANCH RD, SYLVA, NC 28779-9514 |
| Document Number | 0023071122 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2307/1122 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $364,637 (-) Land $137,730 Building $226,907 | |
| 2025 | $1,385.00 (+35.52%) | $364,637 (+35.48%) Land $137,730 Building $226,907 |
| 2023 | $1,022.00 | $269,140 Land $135,500 Building $133,640 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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