549 Bacarra St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 549 Bacarra St, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,272 sqft · built 2021
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$654,500 (Aug 2021)
Tax Bill$11,426 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN192-050-590-000

Property Details

APN / Parcel Number

Primary APN192-050-590-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,272 sqft Living Area
1st Floor Area2,272 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)
Garage Area469 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address549 BACARRA ST
CityLATHROP
StateCA
Zip95330-8489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 59 STANFORD CROSSING-PHASE 1A-TRACT 3808
Legal SubdivisionSTANFORD CROSSING-PHASE 1A
Legal Tract3808
Legal Block3
Legal Lot Number59
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group3
Census Block3032
Census Tract5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address549 BACARRA ST, LATHROP, CA 95330-8489
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2021 · Amount on Record
Deed SaleAug 27, 2021 · Amount on Record
Deed Document Number2021144169
Record UpdatedOct 29, 2026

August 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 27, 2021
Property Address549 BACARRA ST, LATHROP, CA 95330-8489
Document Number0000144169
Map ReferenceMB 43 PG 115
Instrument DateJun 14, 2021
Instrument2021-144169
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 25, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 BACARRA ST, LATHROP, CA 95330-8489

Mortgage

Document Number0000144170
DateAug 27, 2021
Instrument2021-144170
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,426.00 (+1.24%)
2025$11,286.00 (+4.02%)$694,440 (+4.04%) Land $206,935 Building $487,505
2023$10,850.00 (+4.26%)$667,476 Land $198,900 Building $468,576$697,860
2022$10,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Matrix Broadband
Fixed Wireless
200 / 40
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20

May also be available: Verizon.

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