549 Ashcroft Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 549 Ashcroft Dr, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1999
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jan 2026)
Tax Bill	$2,019 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-006-014`

Property Details

APN / Parcel Number

Primary APN	`053-006-014`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	93,654 sqft
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	549 ASHCROFT DR
City	SPRING CREEK
State	NV
Zip	89815-6146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 103 SPRING CREEK CORPORATION FILE 60406
Legal Subdivision	SPRING CREEK TRACT 103
Legal Tract	103
Legal Block	6
Legal Lot Number	14
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1012
Census Tract	951403

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 ASHCROFT DR, SPRING CREEK, NV 89815-6146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Jan 12, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 23, 2018	Grant Deed, Transfer · Conventional with PMI MANN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	2026859469
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	549 ASHCROFT DR, SPRING CREEK, NV 89815-6146
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000793813
Date	Aug 30, 2021
Instrument	793813

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jan 12, 2026
Property Address	549 ASHCROFT DR, SPRING CREEK, NV 89815-6146
Document Number	0000859469
Instrument Date	Jan 2, 2025
Instrument	859469
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGCY OF NV LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,404.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3122 CHUKAR ST, SPRING CREEK, NV 89815-7244

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	549 ASHCROFT DR, SPRING CREEK, NV 89815-6146

Mortgage

Document Number	0000859470
Date	Jan 12, 2026
Instrument	859470

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Apr 23, 2018
Property Address	549 ASHCROFT DR, SPRING CREEK, NV 89815-6146
Document Number	0000739707
Instrument Date	Apr 17, 2018
Instrument	739707
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.50
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 CORRAL LN #3 SPRING CREEK NV 898158740, 3, SPRING CREEK, NV 89815-8740

Mortgage

Document Number	739708
Date	Apr 23, 2018
Instrument	739708

Lender

Name	MANN MTG
Type	Mortgage Company
Address	RENO, NV 89511

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,019.00 (-1.99%)	$75,344 (-1.99%) Land $14,000 Building $61,344	$215,269 (-1.99%) Land $40,000 Building $175,269
2025	$2,060.00 (-0.1%)	$76,871 (+9.98%) Land $14,000 Building $62,871	$219,631 (+9.98%) Land $40,000 Building $179,631
2024	$2,062.00 (+16.83%)
2023	$1,765.00 (+7.95%)	$69,897 (+14.61%) Land $9,975 Building $59,922	$199,706 (+14.61%) Land $28,500 Building $171,206
2022	$1,635.00	$60,989 Land $9,975 Building $51,014	$174,254 Land $28,500 Building $145,754

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 87% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CC Communications Broadband.

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