549 Arthur Dr, Cary, IL 60013 Property Records

McHenry County property record for 549 Arthur Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,390 sqft · built 1977
Lot Size	0.212 acres (9,236 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2026)
Tax Bill	$9,078 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-13-127-033`

Property Details

APN / Parcel Number

Primary APN	`19-13-127-033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	776 sqft
Basement Area	440 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Frame
Lot Area	9,236 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	549 ARTHUR DR
City	CARY
State	IL
Zip	60013-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0040702 LT 4 BLK 1 FRANKES WEST SIDE SUB UNIT 4
Legal Subdivision	FRANKES WEST SIDE SUB
Legal Block	1
Legal Lot Number	4
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3004
Census Tract	871600

Owner

549 Arthur Dr is owned by two individuals who bought it in September 2026.

Source: McHenry County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1113 LOVE DR, PROSPECT HEIGHTS, IL 60070
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Sep 5, 2019	Deed of Trust, Mortgage · Line of Credit CORPORATE AMERICA FAM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026 · Amount on File
Deed Sale	Sep 21, 2026 · Amount on File
Prior Sale	Oct 20, 2016 · Amount on File
Deed Document Number	202627574
Prior Transfer Date	Oct 2, 2015
Prior Transfer Doc	0000038575
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 21, 2026
Property Address	549 ARTHUR DR, CARY, IL 60013-2063
Document Number	0000027574
Instrument Date	Sep 10, 2026
Instrument	202627574
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000027575,
Date	Sep 21, 2026
Instrument	202627575

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.85%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	549 ARTHUR DR, CARY, IL 60013-2063
Document Number	0000031387
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 ARTHUR DR CARY IL 600132063, CARY, IL 60013-2063

Mortgage

Document Number	0000031387
Date	Sep 23, 2019
Instrument	31387

Lender

Name	CORPORATE AMERICA FAM CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 22, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,078.00	$107,804 Land $17,639 Building $90,165	$323,412 Land $52,917 Building $270,495
2022		$71,229 Land $17,250 Building $53,979	$213,687 Land $51,750 Building $161,937

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 549 Arthur Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 549 Arthur Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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