549 Aquatic Dr, Atlantic Beach, FL 32233 Property Records

Duval County property record for 549 Aquatic Dr, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1985
Lot Size	0.103 acres (4,470 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2017)
Tax Bill	$2,357 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`171818-5328`

Property Details

APN / Parcel Number

Primary APN	`171818-5328`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,328 sqft Living Area
Gross Area	1,476 sqft
1st Floor Area	968 sqft
Upper Floors Area	360 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,470 sqft (0.103 acres)
Porch	Screened/Unfinished Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	549 AQUATIC DR
City	ATLANTIC BEACH
State	FL
Zip	32233-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARG-M
Legal Description	38-71 17-2S-29E .103 AQUATIC GARDENS LOT 27D
Legal Range	29E
Legal Township	02S
Legal Section	17
Legal Subdivision	AQUATIC GARDENS
Legal Block	2
Legal Lot Number	27D
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	2
Census Block	2004
Census Tract	13902

Owner

549 Aquatic Dr is owned and occupied by an individual who bought it in July 2017.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	549 AQUATIC DR, ATLANTIC BEACH, FL 32233-3840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	May 26, 2011
Deed Document Number	2017174764
Deed Book / Page	18065 / 2414
Prior Transfer Date	Apr 29, 2011
Prior Transfer Doc	0156121301
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 26, 2017
Property Address	549 AQUATIC DR, ATLANTIC BEACH, FL 32233-3840
Document Number	0180652414
Book / Page	18065 / 2414
Map Reference	MB 38 PG 71&71A
Instrument Date	Jul 24, 2017
Instrument	2017174764
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	PONTE VEDRA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 1ST ST, 320, ATLANTIC BEACH, FL 32233-5228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 AQUATIC DR, ATLANTIC BEACH, FL 32233-3840

Mortgage

Document Number	2017174765
Date	Jul 26, 2017
Instrument	2017174765

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 549 Aquatic Dr was $2,357 with a homeowner's exemption, up 2.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,132 (+2.7%)	$352,504 (-3.15%) Land $200,000 Building $152,504
2025	$2,357.00 (+2.26%) Homeowner's exemption	$178,318	$363,985 Land $200,000 Building $163,985
2024	$2,305.00 (+3.36%)
2023	$2,230.00 (+8.99%) Homeowner's exemption	$168,246 (+3%)	$308,563 (+24.45%) Land $160,000 Building $148,563
2022	$2,046.00 Homeowner's exemption	$163,346	$247,940 Land $110,000 Building $137,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 Aquatic Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	28 (1993–2024)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 549 Aquatic Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20