549 25th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 549 25th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Multi-Family Dwellings
Details	2,604 sqft · built 1963
Lot Size	0.128 acres (5,565 sqft)
Owner	Company Name on File
Last Sale	$283,000 (Aug 2026)
Tax Bill	$2,837 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`82-45399-0000`

Property Details

APN / Parcel Number

Primary APN	`82-45399-0000`

Interior

Stories	1 Story
Building Area	2,604 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Multi-Family
Exterior Material	Block
Lot Area	5,565 sqft (0.128 acres)
Lot Width	42 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	549 25TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3256
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C2
Legal Description	LOT 2 BLK 14 AND E 1/2 VACATED N-S ALLEY CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 CENTRAL PARK ADD SECTION 10
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	CENTRAL PARK ADD
Legal Block	14
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3033
Census Tract	701

Owner

549 25th Ave N, a residential property, is owned by a company that bought it in August 2026.

Source: Stearns County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	2840 OTTAWA AVE S, MINNEAPOLIS, MN 55416-1947
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Special Warranty Deed, Transfer · Conventional Mortgage HIGHLAND BANK
Mar 31, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Deed Document Number	20261719890
Prior Transfer Date	Mar 20, 2026
Prior Transfer Doc	0001710500
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 27, 2026
Property Address	549 25TH AVE N, SAINT CLOUD, MN 56303-3256
Document Number	0001719890
Instrument Date	Aug 25, 2026
Instrument	20261719890
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,323.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2840 OTTAWA AVE S, MINNEAPOLIS, MN 55416-1947

Mortgage

Document Number	0001719892,
Date	Aug 27, 2026
Instrument	20261719892

Lender

Name	HIGHLAND BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 31, 2026
Property Address	549 25TH AVE N, SAINT CLOUD, MN 56303-3256
Document Number	00A1710500
Instrument Date	Mar 20, 2026
Instrument	A1710500
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 549 25th Ave N was $2,837.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,837.00	$172,000 (+4.88%) Land $39,000 Building $133,000	$172,000 (+4.88%) Land $39,000 Building $133,000
2025		$164,000 Land $39,000 Building $125,000	$164,000 Land $39,000 Building $125,000
2023	$4,324.00	$151,800 Land $39,000 Building $112,800	$151,800 Land $39,000 Building $112,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 549 25th Ave N in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2018–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 549 25th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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