5489 Straddling Rd, Boyne Falls, MI 49713 Property Records

Emmet County property record for 5489 Straddling Rd, Boyne Falls, MI 49713 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	108,900 sqft (2.5 acres)
Occupancy	Owner Occupied
Last Sale	$419,000 (2025)
Tax Bill	$2,490.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-19-36-200-019`

Exterior

Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Street Address	5489 STRADDLING RD
City	BOYNE FALLS
State	MI
Zip	49713-9329
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM 2295.7 FT S OF N 1/4 COR FOR POB, TH CONT S 332.89 FT, TH E 670 FT ALG E-W 1/4 LN, TH N 333.14 FT M/L, W TO POB, EXC W
Legal Range	05W
Legal Township	34N
Legal Section	36
Jurisdiction	EMMET MI
Minor Civil Division	BEAR CREEK
Census Blockgroup	1
Census Block	1043
Census Tract	970600

Owner

Source: Emmet County records · APN 01-19-36-200-019

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5489 STRADDLING RD, BOYNE FALLS, MI 49713-9329
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2025 · Amount on Record
Deed Sale	Mar 03, 2025 · Amount on Record
Prior Sale	Nov 09, 2001 · Amount on Record
Deed Doc Number	20255218437
Deed Book / Page	1265 / 408
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	5489 STRADDLING RD, BOYNE FALLS, MI 49713-9329
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5489 STRADDLING RD, BOYNE FALLS, MI 49713-9329

Mortgage

Document Number	0000001225/0000000529
Date	Sep 29, 2020
Book Page	0000001225/0000000529
Instrument	5178479

Lender

Name	CALIBER HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2035

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,800 (+45.68%) Land $16,700 Building $209,100	$451,600 (+45.68%) Land $33,400 Building $418,200
2024	$2,490.00
2023		$155,000 Land $155,000	$310,000 Land $310,000

Flood & Wildfire

5489 Straddling Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Emmet County (26047C), updated May 31, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.