5489 Monroe St, Osseo, MI 49266 Property Records

Hillsdale County property record for 5489 Monroe St, Osseo, MI 49266 · Last verified August 2026

Property Summary

Property TypeCommercial
Details5,280 sqft
Lot Size0.125 acres (5,445 sqft)
Owner2 Individual Names on File
Tax Bill$599 (2025)
Deeds & MortgagesJan 2025 Sale
Jan 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-205-010-001-04-7-2

Property Details

APN / Parcel Number

Primary APN12-205-010-001-04-7-2

Interior

Stories2 Stories
Building Area5,280 sqft Building Perimeter

Exterior

Exterior MaterialWood
Lot Area5,445 sqft (0.125 acres)
Lot Dimensions82 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5489 MONROE ST
CityOSSEO
StateMI
Zip49266-9502
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionN1/2 OF LOT 1 BLOCK 10 ORIG PLAT SEC 4 T7S R2W VILLAGE OF OSSEO
Legal Range02W
Legal Township07S
Legal Section04
Legal SubdivisionOSSEO
Legal Block10
Legal Lot Number1
JurisdictionHILLSDALE MI
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2024
Census Tract51000

Owner

Source: Hillsdale County records · APN 12-205-010-001-04-7-2

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3601 S HILLSDALE RD, HILLSDALE, MI 49242-9573
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2025Land Contract, Transfer
Jan 16, 2025Intrafamily Transfer, Transfer
Jan 24, 2023Quit Claim Deed, Transfer · Conventional Mortgage
CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2023
Deed SaleJan 24, 2023
Prior SaleJan 06, 1998 · Amount on Record
Deed Document Number2023596355
Deed Book / Page1842 / 1264
Record UpdatedSep 20, 2026

January 2025: Land Contract, Transfer

Document TypeLand Contract
JurisdictionHILLSDALE MI
Recording DateJan 16, 2025
Property Address5489 MONROE ST, OSSEO, MI 49266-9502
Document Number01886/1122
Book / Page1886 / 1122
Map ReferenceLB F PG 149&150
Instrument DateJan 15, 2025
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2828 BIRD LAKE RD S, OSSEO, MI 49266-9779

Transferred To (Grantee/Buyer)

NameVerified Name
Address3601 S HILLSDALE RD, HILLSDALE, MI 49242-9573

January 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSDALE MI
Recording DateJan 16, 2025
Property Address5489 MONROE ST, OSSEO, MI 49266-9502
Document Number01886/1120
Book / Page1886 / 1120
Map ReferenceLB F PG 149&150
Instrument DateJan 15, 2025
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2828 BIRD LAKE RD S, OSSEO, MI 49266-9779

Transferred To (Grantee/Buyer)

NameVerified Name
Address2828 BIRD LAKE RD S, OSSEO, MI 49266-9779

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSDALE MI
Recording DateJan 24, 2023
Property Address5489 MONROE ST, OSSEO, MI 49266-9502
Document Number01842/1264
Book / Page1842 / 1264
Instrument DateJan 24, 2023
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address90 N MICHIGAN AVE, COLDWATER, MI 49036-1527

Transferred To (Grantee/Buyer)

NameVerified Name
Address2828 BIRD LAKE RD S, OSSEO, MI 49266-9779

Mortgage

Document Number0018420848
DateJan 24, 2023
Instrument1842-0848
Lender
NameCENTURY BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term49 Months
DueFeb 01, 2027

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
County SubdivisionJefferson Township
Unified School DistrictHillsdale Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$22,700 (+23.37%)$45,487 (+23.29%) Land $1,717 Building $43,770
2025$599.00 (+3.28%)$18,400 (+10.84%)$36,895 (+11.43%) Land $1,482 Building $35,413
2024$580.00 (+8.01%)
2023$16,600$33,110 Land $1,500 Building $31,610
2021$537.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Monroe St

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