Crow Wing County property record for 5489 Forest Ridge Rd, Garrison, MN 56450
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 108 sqft |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Aug 2025) |
| Tax Bill | $952 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 881020000080009 |
| Primary APN | 881020000080009 |
|---|---|
| Alternative APNs |
|
| Building Area | 108 sqft Living Area |
|---|---|
| Gross Area | 132 sqft |
| 1st Floor Area | 108 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 57,935 sqft (1.33 acres) |
| View / Lot | Waterfront / Beach |
| Deck Area | Deck Area |
| Storage Building | Storage Building |
| Account Number | 186703 |
|---|---|
| Street Address | 5489 FOREST RIDGE RD |
| City | GARRISON |
| State | MN |
| Zip | 56450 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOTS 8 & 9 INCLUSIVE |
| Legal Range | 28W |
| Legal Township | 43N |
| Legal Section | 04 |
| Legal Subdivision | CAMP LAKE SHORES |
| Legal Lot Number | 8,9 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | ROOSEVELT |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 951600 |
Source: Crow Wing County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5489 FOREST RIDGE RD, GARRISON, MN 56450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | May 21, 2021 · Amount on Record |
| Deed Document Number | 20251013712 |
| Prior Transfer Date | Sep 19, 2024 |
| Prior Transfer Doc | 0001001594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Aug 25, 2025 |
| Property Address | 5489 FOREST RIDGE RD, GARRISON, MN 56450 |
| Document Number | 0001013712 |
| Instrument Date | Jul 15, 2025 |
| Instrument | 1013712 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 490 W 4TH ST, ZUMBROTA, MN 55992-1238 |
| Document Number | 0001013713 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 1013713 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.43% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 3 Years |
| Min Rate At Change | 6.99% |
| Max Rate At Change | 15.4% |
| Index | 3-Year CMT |
| Max Rate | 15.4% |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| County Subdivision | Roosevelt Township |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $952.00 (+10.96%) | $160,200 (-2.55%) Land $152,000 Building $8,200 | $160,200 (-2.55%) Land $152,000 Building $8,200 |
| 2025 | $858.00 (+32.41%) | $164,400 (+56.13%) Land $152,600 Building $11,800 | $164,400 (+56.13%) Land $152,600 Building $11,800 |
| 2023 | $648.00 | $105,300 Land $95,200 Building $10,100 | $105,300 Land $95,200 Building $10,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
May also be available: Midco.
5G and 4G LTE (outdoors only)
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