5489 Cove Cir, Naples, FL 34119 Property Records

Collier County property record for 5489 Cove Cir, Naples, FL 34119

Property Summary

Property Type	Condominium
Details	1,611 sqft · built 2000
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Apr 2023)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`252000 943B33`

Property Details

APN / Parcel Number

Primary APN	`252000 943B33`
Alternative APN	`29268001987`

Interior

Building Area	1,611 sqft Living Area
1st Floor Area	1,611 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	5489 COVE CIR
City	NAPLES
State	FL
Zip	34119-9529
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	COVE, THE (HO) LOT 94
Legal Range	26
Legal Township	48
Legal Section	33
Legal Subdivision	COVE, THE
Legal Tract	252000
Legal Block	1
Legal Lot Number	94
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1013
Census Tract	10435

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5489 COVE CIR, NAPLES, FL 34119-9529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · Conventional Mortgage EAST COAST CAPITAL CORP
Aug 13, 2019	Deed of Trust, Mortgage · Commercial Mortgage BMO HARRIS BANK NA
Apr 22, 2019	Correction Deed COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Mar 11, 2016 · Amount on Record
Deed Document Number	20236387606
Deed Book / Page	6234 / 3552
Prior Transfer Date	Apr 22, 2019
Prior Transfer Doc	0056201985
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 11, 2023
Property Address	5489 COVE CIR, NAPLES, FL 34119-9529
Document Number	0062343552
Book / Page	6234 / 3552
Map Reference	MB 31 PG 11-13
Instrument Date	Mar 28, 2023
Instrument	6387606
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	760 VIFIAGE CENTER DRIVE #200A200A, 200A200A, BURR RIDGE, IL 60527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5489 COVE CIR, NAPLES, FL 34119-9529

Mortgage

Document Number	0062343554
Date	Apr 11, 2023
Instrument	6234/3554

Lender

Name	EAST COAST CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5489 COVE CIR, NAPLES, FL 34119-9529
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056620879
Date	Aug 13, 2019
Book Page	5662/0879
Instrument	5751969

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 22, 2019
Property Address	5489 COVE CIR, NAPLES, FL 34119-9529
Document Number	0056201985
Book / Page	005620 / 001985
Instrument Date	Mar 9, 2016
Instrument	5701178
Record Updated	May 3, 2019
Title Company	COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	760 VILLAGE CENTER DR #200 BURR RIDGE IL 605274507, 200, BURR RIDGE, IL 60527-4507

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,090 (-6.91%) Building $366,090	$366,090 (-8.09%) Building $366,090
2025	$3,970.00 (+4.86%) Homeowner's exemption	$393,284 (+28.62%)	$398,310 (+0.74%) Building $398,310
2023	$3,786.00 (+5.84%)	$305,776 (+1%)	$395,365 (+14.6%) Building $395,365
2022	$3,577.00	$277,978	$345,004 Building $345,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 312 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	3 (2020–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Summit Broadband.

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