Hunt County property record for 5489 Co Rd 4508, Commerce, TX 75428
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,088 sqft · built 1945 |
| Lot Size | 38.8 acres (1,690,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,600 (Aug 2018) |
| Tax Bill | $1,610 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0874-0070-0010-30 |
| Primary APN | 0874-0070-0010-30 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,088 sqft Gross Area |
| 1st Floor Area | 1,563 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,690,738 sqft (38.8 acres) |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5489 COUNTY ROAD 4508 |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-5281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0874 RICHARDS J,TRACT 7-1, ACRES 38.814 |
| Legal Subdivision | RICHARDS J |
| Legal Tract | 7-1 |
| Legal Block | 1 |
| Legal Lot Number | 7-1 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 960100 |
5489 Co Rd 4508 is owned and occupied by two individuals who bought it in August 2018.
Source: Hunt County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5489 COUNTY ROAD 4508, COMMERCE, TX 75428-5281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 10, 2018 | Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on File |
| Deed Sale | Aug 10, 2018 · Amount on File |
| Prior Sale | Dec 10, 2014 · Amount on File |
| Deed Document Number | 201812202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 5489 COUNTY ROAD 4508, COMMERCE, TX 75428-5281 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5489 4508, COMMERCE, TX 75423 |
| Document Number | 0000012296 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 2023-12296 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | EDGEWOOD, MD 21040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Aug 10, 2018 |
| Property Address | 5489 COUNTY ROAD 4508, COMMERCE, TX 75428-5281 |
| Document Number | 0000012202 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 12202 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5489 COUNTY ROAD 4508 COMMERCE TX 754285281, COMMERCE, TX 75428-5281 |
| Document Number | 12203 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 12203 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2048 |
The 2025 property tax bill for 5489 Co Rd 4508 was $1,610 with a homeowner's exemption, down 17.2% from the year before.
Source: Hunt County assessment roll, as of September 10, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,610.00 (-17.18%) Homeowner's exemption | $188,020 Land $14,540 Building $173,480 | $616,440 Land $442,960 Building $173,480 |
| 2024 | $1,944.00 | ||
| 2023 | $197,840 Land $11,970 Building $185,870 | $548,900 Land $363,030 Building $185,870 | |
| 2022 | $2,856.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5489 Co Rd 4508 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5489 Co Rd 4508 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039 |
|---|---|
| Water Source | Purchased surface water from CITY OF COMMERCE |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrite resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2023 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
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