5489 Caplina Dr, Holt, MI 48842 Property Records

Ingham County property record for 5489 Caplina Dr, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,719 sqft · built 2005
Lot Size	0.457 acres (19,907 sqft)
Owner	Trust Name on File
Last Sale	$291,250 (Mar 2021)
Tax Bill	$7,670 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-21-356-001`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-21-356-001`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,719 sqft Living Area
1st Floor Area	873 sqft
Basement Area	873 sqft
Unfinished Basement	873 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,907 sqft (0.457 acres)
Lot Width	251 ft Width
Garage Type	Detached
Garage Area	743 sqft
Porch	Slab
Porch Area	74 sqft
Balcony Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5489 CAPLINA DR
City	HOLT
State	MI
Zip	48842-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	LOT 57 COUNTRY VIEW ESTATES NO. 2, SEC 21 T3N R2W. (NEW FOR 2005; PARENT PCL 21-351-007 SPLIT INTO COUNTRY VIEW ESTATES:
Legal Range	02W
Legal Township	03N
Legal Section	21
Legal Subdivision	COUNTRY VIEW ESTATES 02
Legal Lot Number	57
Legal Unit	57
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1031
Census Tract	5501

Owner

5489 Caplina Dr is owner-occupied and held in a trust since March 2021.

Source: Ingham County records, as of October 6, 2026

Owner of Record	Trust Name on File
Mailing Address	5489 CAPLINA DR, HOLT, MI 48842-9582
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Oct 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
Jan 16, 2019	Warranty Deed, Transfer · Conventional with PMI GUIDANCE RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2021 · Amount on File
Deed Sale	Mar 17, 2021 · Amount on File
Prior Sale	Jan 16, 2019 · Amount on File
Deed Document Number	202110806
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Mar 17, 2021
Property Address	5489 CAPLINA DR, HOLT, MI 48842-9582
Document Number	0000010806
Map Reference	LB 56 PG 12-15
Instrument Date	Mar 11, 2021
Instrument	2021-010806
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,506.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5489 CAPLINA DR, 5489, HOLT, MI 48842-9582

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5929 E TIMBERLAKE LN SE, GRAND RAPIDS, MI 49512-9209

Mortgage

Document Number	0000010807
Date	Mar 17, 2021
Instrument	2021-010807

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	5489 CAPLINA DR, HOLT, MI 48842-9582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035879
Date	Oct 18, 2018
Instrument	2018-035879

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	EAST LANSING, MI 48823

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jan 16, 2019
Property Address	5489 CAPLINA DR, HOLT, MI 48842-9582
Document Number	0000001780
Instrument Date	Jan 9, 2019
Instrument	1780
Transaction Type	Transfer
Record Updated	Feb 18, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 TRAPPERS COVE TRL #2C LANSING MI 489108205, 2C, LANSING, MI 48910-8205

Mortgage

Document Number	1781
Date	Jan 16, 2019
Instrument	1781

Lender

Name	GUIDANCE RESID'L
Address	HERNDON, VA 20190

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5489 Caplina Dr was $7,670 with a homeowner's exemption, up 2.9% from the year before.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,400 (+11.99%) Land $39,800 Building $139,600	$358,800 (+11.99%) Land $79,600 Building $279,200
2025	$7,670.00 (+2.86%) Homeowner's exemption	$160,200 Land $39,800 Building $120,400	$320,400 Land $79,600 Building $240,800
2024	$7,457.00
2023		$144,300 Land $32,300 Building $112,000	$288,600 Land $64,600 Building $224,000
2022	$5,546.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5489 Caplina Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5489 Caplina Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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