5488 State Rte 28, Eagle Bay, NY 13331 Property Records

Herkimer County and Webb Town property record for 5488 State Rte 28, Eagle Bay, NY 13331

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,296 sqft · built 1945
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Nov 2021)
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
APN	`215400 039.32-2-13`

Property Details

APN / Parcel Number

Primary APN	`215400 039.32-2-13`
Alternative APN	`200220260`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1993
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Porch	Slab
Porch Area	236 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	200220260
Street Address	5488 STATE ROUTE 28
City	EAGLE BAY
State	NY
Zip	13331-7787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CB
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	HERKIMER NY
Township / Civil Division	WEBB
Census Block Group	3
Census Block	3000
Census Tract	11502

Owner

Source: Herkimer County and Webb Town records · APN 215400 039.32-2-13

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 636, OLD FORGE, NY 13420-0636
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Prior Sale	Oct 03, 2000 · Amount on Record
Deed Document Number	20216178
Prior Transfer Date	Feb 02, 2015
Prior Transfer Doc	0000001561/000000024
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Nov 01, 2021
Property Address	5488 STATE ROUTE 28, EAGLE BAY, NY 13331-7787
Document Number	0020216178
Instrument Date	Oct 27, 2021
Instrument	2021-6178
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 MOHAWK DR, OLD FORGE, NY 13420-7830

Mortgage

Document Number	0020216179
Date	Nov 01, 2021
Instrument	2021-6179

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Herkimer County and Webb Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Webb Town
Unified School District	Town of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,980.00	$153,700 (-) Land $19,600 Building $134,100	$269,649 (+25.79%) Land $34,386 Building $235,263
2023		$153,700 Land $19,600 Building $134,100	$214,365 Land $27,336 Building $187,029

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
I.H.M. Eagle Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 157 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROCKY POINT HOMEOWNERS ASSN private · serves 80 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.