5488 Solterra Cir, Davenport, FL 33837 Property Records

Polk County property record for 5488 Solterra Cir, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,116 sqft · built 2015
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$527,000 (Nov 2024)
Tax Bill	$6,076 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-26-10-701305-000220`

Property Details

APN / Parcel Number

Primary APN	`27-26-10-701305-000220`
Alternative APNs	`102627701305000220` `02627000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,116 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	1,614 sqft
Upper Floors Area	1,502 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	4,800 sqft (0.11 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	220 sqft
Pool Type	Enclosed Pool
Porch	Florida Room
Porch Area	136 sqft

Location & Zoning

Street Address	5488 SOLTERRA CIR
City	DAVENPORT
State	FL
Zip	33837-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOLTERRA PHASE 1 PB 156 PG 13-14 LOT 22
Legal Range	27E
Legal Township	26S
Legal Section	10
Legal Subdivision	SOLTERRA PHASE 1
Legal Phase	1
Legal Tract	701305
Legal Block	1
Legal Lot Number	22
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1021
Census Tract	12506

Owner

5488 Solterra Cir is owned by two individuals who bought it in November 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10009 ESTEPPE DR, MANASSAS, VA 20111-2538
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on File
Deed Sale	Nov 1, 2024 · Amount on File
Prior Sale	May 2, 2022 · Amount on File
Deed Document Number	2024248138
Deed Book / Page	13317 / 466
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 2, 2022
Property Address	5488 SOLTERRA CIR, DAVENPORT, FL 33837-3151
Document Number	0000117842
Book / Page	12232 / 2257
Map Reference	MB 156 PG 13
Instrument Date	Apr 26, 2022
Instrument	2022117842
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3081 PICKFORD DR SE, ADA, MI 49301-8344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 BRONX RIVER RD APT A41, A41, YONKERS, NY 10704-2564
Investor	Possibly a Property Investor

Mortgage

Document Number	0122322259
Date	May 2, 2022
Instrument	12232/2259

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Mortgage

Document Number	0000117844
Date	May 2, 2022
Book Page	12232/2277
Instrument	2022117844

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 18, 2021
Property Address	5488 SOLTERRA CIR, DAVENPORT, FL 33837-3151
Document Number	0000302337
Book / Page	11989 / 2020
Map Reference	MB 156 PG 13
Instrument Date	Oct 29, 2021
Instrument	2021302337
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,682.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 DK-733D, BRENDA XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 PICKFORD DR SE, ADA, MI 49301-8344

Mortgage

Document Number	0000302339
Date	Nov 18, 2021
Book Page	11989/2024
Instrument	2021302339

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5488 Solterra Cir was $6,076.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,101 (-7.2%) Land $67,000 Building $369,101	$436,101 (-7.2%) Land $67,000 Building $369,101
2025	$6,076.00	$469,959 Land $67,000 Building $402,959	$469,959 Land $67,000 Building $402,959
2023	$10,836.00 (+11.6%)	$499,383 (+20.36%) Land $65,000 Building $434,383	$499,383 (+20.36%) Land $65,000 Building $434,383
2022	$9,710.00	$414,923 Land $65,000 Building $349,923	$414,923 Land $65,000 Building $349,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5488 Solterra Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5488 Solterra Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Xfinity.

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