5488 Lawrence Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 5488 Lawrence Rd, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,496 sqft · built 1956
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0120-0370-00`

Property Details

APN / Parcel Number

Primary APN	`550-0120-0370-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	947 sqft
2nd Floor Area	497 sqft
Attic	Attic
Attic Area	52 sqft
Basement Area	650 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	176 ft deep x 58.8 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5488 LAWRENCE RD
City	CINCINNATI
State	OH
Zip	45248-5151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	LAWRENCE RD 58.75 X 176.35 IRR LOT 29 GREEN ACRES SUB BLK J
Legal Subdivision	GREEN ACRES SUB
Legal Block	J
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2000
Census Tract	21003

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5488 LAWRENCE RD, CINCINNATI, OH 45248-5151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 9, 2025	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025
Deed Sale	Sep 9, 2025
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	202569540
Deed Book / Page	15496 / 1545
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5488 LAWRENCE RD, CINCINNATI, OH 45248-5151
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5488 LAWRENCE RD, CINCINNATI, OH 45248-5151

Mortgage

Document Number	0000005810
Date	Jan 18, 2022
Book Page	14585/223
Instrument	2022-0005810

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Dec 15, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Sep 9, 2025
Property Address	5488 LAWRENCE RD, CINCINNATI, OH 45248-5151
Document Number	0000069540
Book / Page	15496 / 1545
Map Reference	MB 75 PG 17&18
Instrument Date	Jul 26, 2025
Instrument	2025-0069540
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5488 LAWRENCE RD, CINCINNATI, OH 45248-5151

Mortgage

Document Number	0000069541
Date	Sep 9, 2025
Instrument	2025-0069541

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5488 LAWRENCE RD, CINCINNATI, OH 45248-5151
Document Number	0000087336
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5488 LAWRENCE RD CINCINNATI OH 452485151, CINCINNATI, OH 45248-5151

Mortgage

Document Number	0000087336
Date	Aug 31, 2020
Book Page	014243/001486
Instrument	87336

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 30, 2018
Property Address	5488 LAWRENCE RD, CINCINNATI, OH 45248-5151
Document Number	0000096104
Book / Page	13785 / 23
Map Reference	MB 75 PG 17&18
Instrument Date	Sep 28, 2018
Instrument	2018-0096104
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	RELIABLE LAND TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5488 LAWRENCE RD, CINCINNATI, OH 45248-5151

Mortgage

Document Number	0000096105
Date	Oct 30, 2018
Instrument	2018-0096105

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,282.00 (+2.56%)	$62,952 (+%) Land $13,563 Building $49,389	$179,860 (-) Land $38,750 Building $141,110
2024	$3,200.00 (-0.12%)	$62,950 (-) Land $13,562 Building $49,388
2023	$3,204.00 (+32.45%)	$62,950 (+56.4%) Land $13,562 Building $49,388	$179,860 (+56.4%) Land $38,750 Building $141,110
2022	$2,419.00 Homeowner's exemption	$40,250 Land $12,117 Building $28,133
2020			$115,000 Land $34,620 Building $80,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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