Montgomery County property record for 5488 Howards Mill Rd, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,594 sqft |
| Lot Size | 184 acres (8,028,979 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,360 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-00-00-008.00 |
| Primary APN | 046-00-00-008.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,594 sqft Living Area |
| Basement Area | 1,760 sqft |
| Unfinished Basement | 1,760 sqft |
| Sunroom | Sunroom |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 8,028,979 sqft (184 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 6 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 648947 |
|---|---|
| Street Address | 5488 HOWARDS MILL RD |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-8901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWARDS MILL RD FARM/BARNS/HOUSE |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 920202 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 242 PARIS RD, MOUNT STERLING, KY 40353-9397 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000329559 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,360.00 (+1.11%) | $217,000 (-) | $217,000 (-) |
| 2023 | $2,334.00 | $217,000 | $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| KyWiFi Fixed Wireless | 25 / 15 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 10 / 1 |
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