Howard County property record for 5488 Halflight Garth, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,274 sqft · built 1972 |
| Lot Size | 0.244 acres (10,646 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,000 (Jan 2003) |
| Tax Bill | $6,690 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-113573 |
| Primary APN | 16-113573 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,274 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,646 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 630 sqft |
| Deck Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 113573 |
|---|---|
| Street Address | 5488 HALFLIGHT GARTH |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-2521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 221 10,646 SQ' 5488 HALFLIGHT GARTH VIL LONGREACH S1 A1 |
| Legal Subdivision | VILLAGE LONG REACH |
| Legal Lot Number | 221 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606607 |
Source: Howard County records · APN 16-113573
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5488 HALFLIGHT GARTH, COLUMBIA, MD 21045-2521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · VA Mortgage LIBERTY 1 LENDING INC |
| Apr 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2003 · Amount on Record |
| Deed Sale | Jan 31, 2003 · Amount on Record |
| Deed Document Number | 20031694 |
| Deed Book / Page | 6833 / 234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5488 HALFLIGHT GARTH, COLUMBIA, MD 21045-2521 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Title Company | TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 5488 HALFLIGHT GARTH, COLUMBIA, MD 21045-2521 |
| Document Number | 0231150441 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 23115/441 |
| Name | LIBERTY 1 LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48150 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5488 HALFLIGHT GARTH, COLUMBIA, MD 21045-2521 |
| Document Number | 0182100221 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5488 HALFLIGHT GARTH COLUMBIA MD 210452521, COLUMBIA, MD 21045-2521 |
| Document Number | 0182100221 |
|---|---|
| Date | Jun 06, 2018 |
| Book Page | 018210/000221 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 05, 2033 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518,100 (+9.37%) Land $240,400 Building $277,700 | $518,100 (-) Land $240,400 Building $277,700 | |
| 2025 | $6,690.00 (+58.19%) Homeowner's exemption | $473,733 (+23.05%) | $518,100 (+34.57%) Land $240,400 Building $277,700 |
| 2023 | $385,000 Land $185,400 Building $199,600 | $385,000 Land $185,400 Building $199,600 | |
| 2022 | $4,229.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276066073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 506 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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