5488 Dengail Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5488 Dengail Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,988 sqft · built 1981
Lot Size	0.435 acres (18,949 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2018)
Tax Bill	$5,129 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`540-0063-0521-00`

Property Details

APN / Parcel Number

Primary APN	`540-0063-0521-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	1,176 sqft
2nd Floor Area	812 sqft
Basement Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	18,949 sqft (0.435 acres)
Lot Dimensions	229 ft deep x 34 ft wide
Garage Type	Basement
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	126 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5488 DENGAIL DR
City	CINCINNATI
State	OH
Zip	45238-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENGAIL DR 34.77 X 229.23 IRRLOT 36 FOLEY FOREST SUB BL C
Legal Subdivision	FOLEY FOREST SUB
Legal Block	C
Legal Lot Number	36
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3000
Census Tract	21303

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5488 DENGAIL DR, CINCINNATI, OH 45238-4705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jul 12, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage EAGLE SAVINGS BANK
Oct 6, 2021	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Oct 19, 2018	Warranty Deed, Transfer · Conventional Mortgage EAGLE SAVINGS BANK
Oct 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Oct 19, 2018
Deed Document Number	2018-0093051
Deed Book / Page	13778 / 00544
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jun 26, 2026
Property Address	5488 DENGAIL DR, CINCINNATI, OH 45238-4705
Document Number	0000051583
Book / Page	15695 / 134
Instrument Date	Jun 20, 2026
Instrument	202651583
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	5488 DENGAIL DR, CINCINNATI, OH 45238-4705

Mortgage

Document Number	0000051583,
Date	Jun 26, 2026
Book Page	15695/134
Instrument	202651583

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5488 DENGAIL DR, CINCINNATI, OH 45238-4705
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048021
Date	Jul 12, 2023
Book Page	14955/1413
Instrument	2023-0048021

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.54%
Type Change Date	Jul 11, 2028
Change Frequency	Annually
Min Rate At Change	4.54%
Max Rate At Change	8.54%
Index	1-Year T-Bill
Margin	1
Max Rate	12.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5488 DENGAIL DR, CINCINNATI, OH 45238-4705
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	ASH TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104047
Date	Nov 25, 2019
Book Page	14051/00982
Instrument	2019-0104047

Lender

Name	EAGLE SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5488 DENGAIL DR, CINCINNATI, OH 45238-4705
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	THIRD CAPITAL TTL CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121001
Date	Oct 6, 2021
Book Page	14517/1472
Instrument	2021-0121001

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 19, 2018
Property Address	5488 DENGAIL DR, CINCINNATI, OH 45238-4705
Document Number	0000093051
Book / Page	13778 / 00544
Map Reference	MB 228 PG 60
Instrument Date	Oct 5, 2018
Instrument	2018-0093051
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5488 DENGAIL DR, CINCINNATI, OH 45238-4705

Mortgage

Document Number	0000093052
Date	Oct 19, 2018
Instrument	2018-0093052

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 19, 2018
Property Address	5488 DENGAIL DR, CINCINNATI, OH 45238-4705
Document Number	0000093050
Book / Page	013778 / 000542
Instrument Date	Oct 3, 2018
Instrument	93050
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5488 DENGAIL DR CINCINNATI OH 452384705, CINCINNATI, OH 45238-4705

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,129.00 (+2.48%)	$86,307 (-) Land $14,490 Building $71,817
2024	$5,005.00 (-0.3%)	$86,307 (-) Land $14,490 Building $71,817
2023	$5,020.00 (+32.84%)	$86,307 (+49.45%) Land $14,490 Building $71,817	$246,590 (+49.45%) Land $41,400 Building $205,190
2022	$3,779.00 Homeowner's exemption	$57,751 Land $12,464 Building $45,287
2020			$165,000 Land $35,610 Building $129,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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