54875 Apache Ln, Shelby Township (Utica), MI 48315 Property Records

Macomb County property record for 54875 Apache Ln, Shelby Township, MI 48315

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,332 sqft · built 1986
Lot Size0.352 acres (15,333 sqft)
Owner2 Individual Names on Record
Tax Bill$4,639 (2025)
Deeds & MortgagesNov 2017 Mortgage
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN23-07-11-101-021

Property Details

APN / Parcel Number

Primary APN23-07-11-101-021
Alternative APN
  • 0711101021

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,332 sqft Living Area
1st Floor Area1,760 sqft
Basement Area1,738 sqft
Unfinished Basement1,738 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Construction TypeBrick
Lot Area15,333 sqft (0.352 acres)
Garage TypeDetached
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address54875 APACHE LN
CitySHELBY TOWNSHIP
StateMI
Zip48315-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCK MAP
Legal DescriptionL 30 LAKE ARROWHEAD SUB #5 LOT 274. LIBER 71 PAGES 22-24
Legal SubdivisionLAKE ARROWHEAD SUB
Legal Lot Number274
JurisdictionMACOMB MI
Township / Civil DivisionSHELBY
Census Block Group1
Census Block1015
Census Tract226102

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address54875 APACHE LN, SHELBY TOWNSHIP, MI 48315-1113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
TOWNE MORTGAGE CO
Jul 5, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address54875 APACHE LN, SHELBY TOWNSHIP, MI 48315-1113
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130246
DateNov 2, 2017
Book Page25035/928
Instrument7130246
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address54875 APACHE LN, SHELBY TOWNSHIP, MI 48315-1113
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075746
DateJul 5, 2018
Book Page25452/111
Instrument8075746
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 18, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionShelby Charter Township
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,700 (+22.03%)$455,400 (+22.03%)
2025$4,639.00 (+13.76%)
2023$186,600$373,200
2022$4,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHELBY TOWNSHIP
serves 72,000 people · EPA ID MI0006010
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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