54875 823 Rd, Humphrey, NE 68642 Property Records

Madison County property record for 54875 823 Rd, Humphrey, NE 68642

Property Summary

Property Type	Rural Home
Details	2.25 ba · 1,959 sqft · built 1935
Lot Size	12 acres (524,027 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (May 2023)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2010 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`590129112`

Property Details

APN / Parcel Number

Primary APN	`590129112`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,959 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	1,245 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	524,027 sqft (12 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Patio Area	176 sqft
Granary	51,185 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	54875 823 RD
City	HUMPHREY
State	NE
Zip	68642-5401
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRICULTUR
Legal Description	PT SW1/4 SE1/4 & PT SE1/4 SE1/4 28-21-2 12.03 AC (MARK J SUNDERMANS LOT SPLIT-2010); MAP NUMBER: 1837-28-0-00000-000-0009
Legal Range	02
Legal Township	21
Legal Section	28
Legal Subdivision	MARK J SUNDERMANS LOTSPLIT
Jurisdiction	MADISON NE
Township / Civil Division	GREEN GARDEN
Census Block Group	2
Census Block	2218
Census Tract	961300

Owner

Source: Madison County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	54875 823 RD, HUMPHREY, NE 68642-5401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage LIVE OAK BANKING COMPANY
Apr 6, 2010	Deed of Trust, Mortgage · USDA Mortgage USDA
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	Jan 18, 2023 · Amount on File
Deed Document Number	20231881
Deed Book / Page	2023 / 1881
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Recording Date	Jun 26, 2026
Property Address	54875 823 RD, HUMPHREY, NE 68642-5401
Document Number	0000002618
Book / Page	2026 / 2618
Instrument Date	Jun 24, 2026
Instrument	20262618
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000002618,
Date	Jun 26, 2026
Book Page	2026/2618
Instrument	20262618

Lender

Name	LIVE OAK BANKING COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	54875 823 RD, HUMPHREY, NE 68642-5401
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201004/0431
Date	Apr 6, 2010
Book Page	2010-04/0431
Instrument	2010-04-0431

Lender

Name	USDA
Type	Government Agency
Address	LINCOLN, NE 68510

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	84 Months
Due	Apr 5, 2017

Interest

Rate	3.25%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NE
Property Address	54875 823 RD, HUMPHREY, NE 68642-5401
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54875 823 RD, HUMPHREY, NE 68642-5401

Mortgage

Document Number	2021/703
Date	Feb 10, 2021
Book Page	2021/703

Lender

Name	COGENT BANK
Type	Bank
Address	HUMPHREY, NE 68642

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Madison County
Unified School District	Madison Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 (-34.81%)	$307,727 (+15.19%) Land $76,410 Building $231,317	$307,727 (+15.19%) Land $76,410 Building $231,317
2023	$3,769.00	$267,157 Land $57,910 Building $209,247	$267,157 Land $57,910 Building $209,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2019

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 823 Rd

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