Santa Rosa County property record for 5487 Swanner Rd, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 1964 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $902 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-2N-28-0000-01500-0000 |
| Primary APN | 32-2N-28-0000-01500-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 3,272 sqft |
| 1st Floor Area | 1,804 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 67,082 sqft (1.54 acres) |
| Lot Dimensions | 305 ft deep x 220 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 4 Parking Spaces |
| RV Parking | RV Parking |
| Porch | Florida Room |
|---|---|
| Porch Area | 526 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5487 SWANNER RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-4053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | *DESCRIPTION UPDATED FOR 2023* COM SW COR 32-2N-28W TH N 1320 FT TH E 660 FT TO POB TH CONT E 305 FT TH S 330 FT TH W 305 FT TH N 330 FT TO POB AS DES IN OR 2920 PG 1276 LESS OR 1474 PG 68 & AS DES IN OR 4364 PG 458 |
| Legal Range | 28W |
| Legal Township | 2N |
| Legal Section | 32 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10503 |
5487 Swanner Rd is owned and occupied by two individuals who acquired it in January 2023.
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5487 SWANNER RD, MILTON, FL 32570-4053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Feb 3, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2023 |
| Transfer Doc | 0043640458 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5487 SWANNER RD, MILTON, FL 32570-4053 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5487 SWANNER RD, MILTON, FL 32570-4053 |
| Document Number | 0046990817 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 4699/817 |
| Instrument | 202602401 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 3, 2023 |
| Property Address | 5487 SWANNER RD, MILTON, FL 32570-4053 |
| Document Number | 0043640458 |
| Book / Page | 4364 / 458 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 202304513 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5487 SWANNER RD, MILTON, FL 32570-4053 |
| Name | Verified Name |
|---|---|
| Address | 5487 SWANNER RD, MILTON, FL 32570-4053 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,894 | $188,578 Land $27,720 Building $160,858 | |
| 2024 | $902.00 (+2.85%) | ||
| 2023 | $877.00 Homeowner's exemption | $114,065 | $179,096 Land $24,948 Building $154,148 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5487 Swanner Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 13 (1985–2020) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5487 Swanner Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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