5487 Co Rd 1645, Cairo, MO 65239 Property Records

Randolph County property record for 5487 Co Rd 1645, Cairo, MO 65239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1969
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Jul 2022)
Tax Bill	$951 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-5.0-15.0-0.0-000-012.001`

Property Details

APN / Parcel Number

Primary APN	`02-5.0-15.0-0.0-000-012.001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	133,294 sqft (3.06 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard

Location & Zoning

Street Address	5487 COUNTY ROAD 1645
City	CAIRO
State	MO
Zip	65239-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW1/4: BEGIN AT A POINT 1003.94' S & 1912.07' E OF NW COR OF SW1/4, TH E 735.22' TO EAST LINE OF SW1/4, TH S 194.16', TH W 735.21', TH N 194.80' TO POB, LESS RD R/W
Legal Range	14W
Legal Township	55N
Legal Section	15
Legal Subdivision	S15, T55, R14
Jurisdiction	RANDOLPH MO
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1090
Census Tract	490100

Owner

Source: Randolph County assessment roll, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5487 COUNTY ROAD 1645, CAIRO, MO 65239-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Nov 7, 2011 · Amount on Record
Deed Document Number	20222661
Deed Book / Page	937 / 1658
Transfer Doc	762/695
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Jul 26, 2022
Property Address	5487 COUNTY ROAD 1645, CAIRO, MO 65239-2014
Document Number	00937/1658
Book / Page	937 / 1658
Instrument Date	Jul 22, 2022
Instrument	20222661
Transaction Type	Transfer
Record Updated	Oct 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5487 COUNTY ROAD 1645, CAIRO, MO 65239-2014

Mortgage

Document Number	00937/1660
Date	Jul 26, 2022
Book Page	937/1660
Instrument	20222662

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Aug 1, 2032
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Unified School District	Northeast Randolph County R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$951.00 (+0.85%)	$17,120 (+7.27%) Land $1,638 Building $15,482	$90,100 (+7.24%) Land $8,620 Building $81,480
2024	$943.00 (+7.04%)
2023		$15,960 Land $1,425 Building $14,535	$84,020 Land $7,500 Building $76,520
2019	$881.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON CO PWSD 1 serves 12,865 people · EPA ID MO2024363
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chariton Valley Telephone Fiber	1,000 / 1,000