5486 Stone Cutter Dr, Lithonia, GA 30038 Property Records

DeKalb County property record for 5486 Stone Cutter Dr, Lithonia, GA 30038

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,789 sqft · built 2016
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$233,825 (Jul 2016)
Tax Bill$3,539 (2023)
Deeds & MortgagesJul 2023 Second Mortgage
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN16-050-03-032

Property Details

APN / Parcel Number

Primary APN16-050-03-032

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,789 sqft Living Area
Gross Area1,992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Lot Area9,583 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5486 STONE CUTTER DR
CityLITHONIA
StateGA
Zip30038-1175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100
Legal Description42 X 121 X 143 X 118
Legal SubdivisionFLAT ROCK HILLS SUB PH 1
JurisdictionDE KALB GA
Township / Civil DivisionLITHONIA
Census Block Group1
Census Block1005
Census Tract23432

Owner

Source: DeKalb County records, as of March 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5486 STONE CUTTER DR, LITHONIA, GA 30038-1175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FEDERAL CREDIT UNION
Mar 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2016 · Amount on Record
Deed SaleJul 28, 2016 · Amount on Record
Deed Document Number2016-017335
Deed Book / Page25707 / 258
Record UpdatedJun 7, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address5486 STONE CUTTER DR, LITHONIA, GA 30038-1175
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5486 STONE CUTTER DR, LITHONIA, GA 30038-1175

Mortgage

Document Number0309810596
DateJul 1, 2023
Book Page0000030981/0000000596
Instrument2023075242
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2043

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address5486 STONE CUTTER DR, LITHONIA, GA 30038-1175
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5486 STONE CUTTER DR, LITHONIA, GA 30038-1175

Mortgage

Document Number0301790468
DateMar 9, 2022
Book Page0000030179/0000000468
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
MunicipalityStonecrest City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,539.00 (-9.09%) Homeowner's exemption$143,360 (+8.28%) Land $20,000 Building $123,360$358,400 (+8.28%) Land $50,000 Building $308,400
2022$3,893.00$132,400 Land $20,000 Building $112,400$331,000 Land $50,000 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY
serves 743,000 people · EPA ID GA0890001
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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