5486 Silver Sage Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 5486 Silver Sage Ct, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,470 sqft · built 1986
Lot Size	0.205 acres (8,925 sqft)
Owner	Company Name on Record
Last Sale	$695,000 (Apr 2015)
Tax Bill	$10,360 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2020 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`121-255-014-7`

Property Details

APN / Parcel Number

Primary APN	`121-255-014-7`
Alternative APN	`121-255-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,470 sqft Living Area
1st Floor Area	1,656 sqft
2nd Floor Area	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Architectural Style	Cluster
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	8,925 sqft (0.205 acres)
Garage Type	Attached
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5486 SILVER SAGE CT
City	CONCORD
State	CA
Zip	94521-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	T6399A L0168 B EX MR
Legal Subdivision	PINE HOLLOW ESTATES UNIT 1
Legal Tract	6399A
Legal Lot Number	0168
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3003
Census Tract	355309

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Sep 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 6, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Oct 31, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
May 17, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Oct 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2015 · Amount on Record
Deed Sale	Apr 27, 2015 · Amount on Record
Prior Sale	May 23, 2003 · Amount on Record
Deed Document Number	201579708
Last Transfer Date	Jul 8, 2020
Transfer Doc	0000209239
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 9, 2026
Property Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013
Document Number	0000059968
Instrument Date	Jun 2, 2026
Instrument	202659968
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013

Mortgage

Document Number	0000059968,
Date	Jun 9, 2026
Instrument	202659968

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013

Mortgage

Document Number	0000227267
Date	Oct 5, 2020
Instrument	2020-227267

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151364
Date	Aug 21, 2017
Instrument	2017-151364

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 18, 2020
Property Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013
Document Number	0000209239
Instrument Date	Jul 8, 2020
Instrument	209239
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5486 SILVER SAGE CT CONCORD CA 945215013, CONCORD, CA 94521-5013

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013
Document Number	0000069318
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5486 SILVER SAGE CT CONCORD CA 945215013, CONCORD, CA 94521-5013

Mortgage

Document Number	0000069318
Date	Apr 13, 2020
Instrument	69318

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013
Document Number	0000198378
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5486 SILVER SAGE CT CONCORD CA 945215013, CONCORD, CA 94521-5013

Mortgage

Document Number	0000198378
Date	Nov 6, 2019
Instrument	198378

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013
Document Number	0000075762
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5486 SILVER SAGE CT CONCORD CA 945215013, CONCORD, CA 94521-5013

Mortgage

Document Number	0000075762
Date	May 23, 2019
Instrument	75762

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013
Document Number	0000175937
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	FIRSTAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5486 SILVER SAGE CT CONCORD CA 945215013, CONCORD, CA 94521-5013

Mortgage

Document Number	0000175937
Date	Oct 29, 2018
Instrument	175937

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013
Document Number	0000066639
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5486 SILVER SAGE CT CONCORD CA 945215013, CONCORD, CA 94521-5013

Mortgage

Document Number	0000066639
Date	Apr 30, 2018
Instrument	66639

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5486 SILVER SAGE CT, CONCORD, CA 94521-5013
Document Number	0000151363
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN NCS/SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5486 SILVER SAGE CT CONCORD CA 945215013, CONCORD, CA 94521-5013

Mortgage

Document Number	0000151363
Date	Aug 21, 2017
Instrument	151363

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$851,981 (+2%) Land $459,701 Building $392,280
2025	$10,360.00 (+4.35%) Homeowner's exemption	$835,277 (+4.04%) Land $450,688 Building $384,589
2023	$9,928.00 (+1.23%) Homeowner's exemption	$802,844 Land $433,188 Building $369,656
2022	$9,807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Unwired.

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