5486 N Tischer Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5486 N Tischer Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,485 sqft · built 2009
Lot Size	29.9 acres (1,304,622 sqft)
Owner	Individual Name on File
Tax Bill	$12,916 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415-0010-04254`

Property Details

APN / Parcel Number

Primary APN	`415-0010-04254`
Alternative APN	`897146`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,485 sqft Gross Area
1st Floor Area	2,159 sqft
Basement Area	2,048 sqft
Finished Basement	2,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Block
Construction Type	Frame
Lot Area	1,304,622 sqft (29.9 acres)
Garage Area	3,916 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	72 sqft
Deck Area	611 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Account Number	897146
Street Address	5486 N TISCHER RD
City	DULUTH
State	MN
Zip	55804-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/3 OF N1/2 OF N1/2 OF SECTION EX N1/2 OFN1/2 OF NW1/4 OF NW1/4 & EX S1/2 OF N1/2 OFNW1/4 OF NW1/4 LYING SLY OF LESTER RIVER
Legal Range	13W
Legal Township	51N
Legal Section	16
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2014
Census Tract	10500

Owner

5486 N Tischer Rd is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5486 N TISCHER RD, DULUTH, MN 55804-9703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit BELL BANK
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5486 N TISCHER RD, DULUTH, MN 55804-9703
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5486 N TISCHER RD, DULUTH, MN 55804-9703

Mortgage

Document Number	0001519696
Date	Oct 7, 2025
Instrument	1519696

Lender

Name	BELL BANK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 17, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5486 N TISCHER RD, DULUTH, MN 55804-9703
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001426026
Date	Sep 30, 2021
Instrument	1426026

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5486 N Tischer Rd was $12,916 with a homeowner's exemption, up 6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,916.00 (+5.96%) Homeowner's exemption
2025	$12,190.00 (+2.61%) Homeowner's exemption	$1,053,500 (+7.51%) Land $172,900 Building $880,600	$1,053,500 (+7.51%) Land $172,900 Building $880,600
2024	$11,880.00	$979,900 Land $159,300 Building $820,600	$979,900 Land $159,300 Building $820,600
2022		$965,300 Land $151,800 Building $813,500	$965,300 Land $151,800 Building $813,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5486 N Tischer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5486 N Tischer Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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