5486 Mount Olive Rd, Commerce, GA 30529 Property Records

Jackson County property record for 5486 Mount Olive Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 2023
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Tax Bill	$2,937 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020 010F`

Property Details

APN / Parcel Number

Primary APN	`020 010F`
Alternative APN	`41076`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Heated Area
1st Floor Area	1,632 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	352 sqft
Porch	Slab
Porch Area	305 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	41076
Street Address	5486 MOUNT OLIVE RD
City	COMMERCE
State	GA
Zip	30529-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 2 PLAT BK 82 PG 161 OR PB 84-246
Legal Block	82
Legal Lot Number	2
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4022
Census Tract	10300

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 112, HIGH SHOALS, GA 30645-0112
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Dec 21, 2022	Warranty Deed, Transfer
Jul 27, 2022	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026
Deed Sale	Aug 20, 2026
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Book / Page	121P / 375
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 20, 2026
Property Address	5486 MOUNT OLIVE RD, COMMERCE, GA 30529-1041
Document Number	0121000375
Book / Page	121P / 375
Instrument Date	Jul 28, 2026
Transaction Type	Transfer
Record Updated	Sep 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Jul 30, 2026
Property Address	5486 MOUNT OLIVE RD, COMMERCE, GA 30529-1041
Document Number	0121000392
Book / Page	121H / 392
Instrument Date	Jul 28, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 APALACHEE DOWNS DR, BOGART, GA 30622-2679

Mortgage

Document Number	0121000392,
Date	Jul 30, 2026
Book Page	121H/392

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	5486 MOUNT OLIVE RD, COMMERCE, GA 30529-1041
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5486 MOUNT OLIVE RD
Investor	Possibly a Property Investor

Mortgage

Document Number	00104Y0000000367
Date	Dec 29, 2022
Book Page	000000104Y/0000000367

Lender

Name	PEOPLES BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Jan 1, 2030

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 21, 2022
Property Address	5486 MOUNT OLIVE RD, COMMERCE, GA 30529-1041
Document Number	00104Y0353
Book / Page	104Y / 353
Instrument Date	Dec 21, 2022
Instrument	2022-005783
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 112, HIGH SHOALS, GA 30645-0112
Investor	Possibly a Property Investor

July 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 27, 2022
Property Address	5486 MOUNT OLIVE RD, COMMERCE, GA 30529-1041
Document Number	00103K0090
Book / Page	103K / 90
Instrument Date	Jul 27, 2022
Instrument	2022-003636
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 112, HIGH SHOALS, GA 30645-0112

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (-) Land $11,240 Building $98,760	$275,000 (-) Land $28,100 Building $246,900
2025	$2,937.00 (-12.64%)	$110,000 (-9.69%) Land $11,240 Building $98,760	$275,000 (-9.69%) Land $28,100 Building $246,900
2024	$3,362.00 (+940.87%)	$121,800 (+1,015.38%) Land $10,920 Building $110,880	$304,500 (+1,015.38%) Land $27,300 Building $277,200
2023	$323.00 (+36.86%)	$10,920 (+5%) Land $10,920	$27,300 (+5%) Land $27,300
2022	$236.00	$7,280 Land $7,280	$18,200 Land $18,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable	1,000 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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