Howard County property record for 5486 Gloucester Rd, Columbia, MD 21044
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,150 sqft · built 1969 |
| Lot Size | 0.095 acres (4,140 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,000 (Jan 2021) |
| Tax Bill | $4,840 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-007389 |
| Primary APN | 15-007389 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,150 sqft Total Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,140 sqft (0.095 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 007389 |
|---|---|
| Street Address | 5486 GLOUCESTER RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-1911 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT 144B S 3 5486 GLOUCESTER RD VIL HARPERS CH |
| Legal Subdivision | VILLAGE OF HARPERS CHOICE |
| Legal Lot Number | 3,144B |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 605503 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5486 GLOUCESTER RD, COLUMBIA, MD 21044-1911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Nov 9, 2020 | Deed, Transfer · Conventional Mortgage TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on Record |
| Deed Sale | Jan 20, 2021 · Amount on Record |
| Prior Sale | Nov 9, 2020 · Amount on Record |
| Deed Book / Page | 20119 / 417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 20, 2021 |
| Property Address | 5486 GLOUCESTER RD, COLUMBIA, MD 21044-1911 |
| Document Number | 0201190417 |
| Book / Page | 20119 / 417 |
| Map Reference | PL 15 FO 97 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | SOUTHERN MARYLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5486 GLOUCESTER RD, COLUMBIA, MD 21044-1911 |
| Document Number | 0201190423 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 20119/423 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 9, 2020 |
| Property Address | 5486 GLOUCESTER RD, COLUMBIA, MD 21044-1911 |
| Document Number | 0199030441 |
| Book / Page | 19903 / 441 |
| Map Reference | PL 15 FO 97 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5486 GLOUCESTER RD, COLUMBIA, MD 21044-1911 |
| Document Number | 19903446 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 19903/446 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,233 (+9.24%) | $363,600 (-) Land $170,000 Building $193,600 | |
| 2025 | $4,840.00 (+85.58%) | $306,867 (+20.31%) | $363,600 (+30.56%) Land $170,000 Building $193,600 |
| 2023 | $255,067 | $278,500 Land $145,000 Building $133,500 | |
| 2022 | $2,608.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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