5486 Endicott Ln, Columbia, MD 21044 Property Records

Howard County property record for 5486 Endicott Ln, Columbia, MD 21044

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,104 sqft · built 1969
Lot Size	0.037 acres (1,636 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Dec 2020)
Tax Bill	$4,404 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-026065`

Property Details

APN / Parcel Number

Primary APN	`15-026065`
Alternative APN	`026065`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,104 sqft Total Area
Basement Area	306 sqft
Finished Basement	306 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,636 sqft (0.037 acres)
Deck Area	144 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026065
Street Address	5486 ENDICOTT LN
City	COLUMBIA
State	MD
Zip	21044-1848
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT 76C S 3 5486 ENDICOTT LN VIL HARPERS CH
Legal Subdivision	VILLAGE HARPER CHOICE
Legal Lot Number	3,76C
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2001
Census Tract	605503

Owner

5486 Endicott Ln, a townhouse, is owned and occupied by an individual who bought it in December 2020.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	5486 ENDICOTT LN, COLUMBIA, MD 21044-1848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit APL FEDERAL CREDIT UNION
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Dec 8, 2020	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Dec 9, 2004 · Amount on File
Deed Book / Page	19996 / 86
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Apr 21, 2026
Property Address	5486 ENDICOTT LN, COLUMBIA, MD 21044-1848
Document Number	2320000429
Book / Page	23200 / 429
Instrument Date	Apr 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5486 ENDICOTT LN, COLUMBIA, MD 21044-1848

Mortgage

Document Number	2320000429,
Date	Apr 21, 2026
Book Page	23200/429

Lender

Name	APL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 11, 2066

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	5486 ENDICOTT LN, COLUMBIA, MD 21044-1848
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ULTIMATE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5486 ENDICOTT LN, COLUMBIA, MD 21044-1848

Mortgage

Document Number	0204620085
Date	Apr 19, 2021
Book Page	20462/85

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Sep 1, 2050

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Dec 8, 2020
Property Address	5486 ENDICOTT LN, COLUMBIA, MD 21044-1848
Document Number	0199960086
Book / Page	19996 / 86
Map Reference	MB 15 PL 50
Instrument Date	Sep 2, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5486 ENDICOTT LN, COLUMBIA, MD 21044-1848

Mortgage

Document Number	0199960092
Date	Dec 8, 2020
Book Page	19996/92

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5486 Endicott Ln was $4,404 with a homeowner's exemption, down 0.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,404.00 (-0.36%) Homeowner's exemption	$309,833 (+8.16%)	$333,200 (-) Land $170,000 Building $163,200
2025	$4,420.00 (+4.96%) Homeowner's exemption	$286,467	$333,200 Land $170,000 Building $163,200
2024	$4,211.00
2023		$253,033	$263,100 Land $145,000 Building $118,100
2022	$2,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5486 Endicott Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5486 Endicott Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Endicott Ln

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